Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 31 March 2024
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Now Mortgages LLP (FRN 408709) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Now Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Now Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
4 Brunel Way, Fareham, Hampshire, PO15 5TX, United Kingdom
In the full report: 2 background checks
- What kind of line 0845 050 1999 is
- Who else gives the postcode PO15 5TX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC303104 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 3 October 2002 (24 years old)
- Registered office
- Matches the FCA register address ✓
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Robert Simon Thurston | LLP designated member | Mar 1955 | 3 Oct 2002 | 17 other companies |
| Colin Anthony Wilton Smith | LLP designated member | Oct 1945 | 3 Oct 2002 | 4 other companies |
| Leighton James Trodd | LLP member | Jan 1975 | 1 Apr 2006 | 9 other companies |
| Ian Thomas Soulsby | LLP designated member | Apr 1952 | 6 May 2009 | 9 other companies |
| Maxine Jane Trodd | LLP designated member | Feb 1968 | 1 Mar 2018 | 1 other company |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 28
- closed down
- 21
- run together
- 8
In the full report: all 28 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 companies these 5 directors run together
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Employees (average)
3
Same as 3
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company OC303104. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Now Mortgages’s history from the FCA register and Companies House, newest first.
2025
3 March 2025
- Mortgage Advice Bureau (Derby) Ltd no longer has significant control
Companies House
2016
6 April 2016
- Colin Anthony Wilton Smith gained significant control
- Ian Thomas Soulsby gained significant control
- Leighton James Trodd gained significant control
- Mortgage Advice Bureau (Derby) Ltd gained significant control
- Robert Simon Thurston gained significant control
Companies House
2004
2 November 2004
- Became an appointed representative
FCA register
2002
3 October 2002
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (8 shown here)
- Every director appointment and resignation: 17
Firms like Now Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Fareham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Now Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 28 other companies its directors have run, named
- 2 background checks on its contact details
- All 26 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Now Mortgages LLP FCA authorised?
What does appointed representative mean for Now Mortgages?
What is Now Mortgages’ phone number?
Is Now Mortgages a scam or clone?
Is my money safe with Now Mortgages?
Who owns Now Mortgages?
Who runs Now Mortgages?
How long has Now Mortgages been in business?
What do Now Mortgages’ latest accounts show?
Does Now Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk