Nts Finance Limited

Reference number: 1053932

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NTS FINANCE LIMITED (FRN 1053932) is an AR of AFS Compliance Ltd (FRN 625035). When you use NTS FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NTS FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07821 651114

  • Address

    109 Briar, Tamworth, Staffordshire, B77 4DZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07821 651114 is
  • Who else gives the postcode B77 4DZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 January 2026 (less than a year old)
Registered office
Electric House Office 10-11 Ninian Way, Wilnecote, Tamworth, B77 5DE, England
Nature of business
  • Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified (SIC 77390)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Andrew Nicholls Director Jun 2000 2 Jan 2026 1 other company
Liam David Southall Director Sep 1991 2 Jan 2026 None
Michael Darren Tumilty Director Mar 1992 2 Jan 2026 None
Abbie Jane Black Director May 1994 22 Jun 2026 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Nts Finance’s history from the FCA register and Companies House, newest first.

2026

22 April 2026

  • Became an appointed representative

FCA register

2 January 2026

  • Incorporated at Companies House
  • Liam David Southall became a part-owner (25–50% of shares)
  • Luke Andrew Nicholls became a part-owner (25–50% of shares)
  • Michael Darren Tumilty became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Nts Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tamworth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nts Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Nts Finance Limited FCA authorised?
Nts Finance Limited (FRN 1053932) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nts Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nts Finance Limited (FRN 1053932) is an AR of AFS Compliance Ltd (FRN 625035). When you use Nts Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nts Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nts Finance’s phone number?
The FCA register lists the phone number 07821 651114 for Nts Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Nts Finance a scam or clone?
Nts Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nts Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Nts Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nts Finance?
Companies House lists 3 people with significant control of Nts Finance: Mr Luke Andrew Nicholls (25–50% of shares), Mr Michael Darren Tumilty (25–50% of shares) and Mr Liam David Southall (25–50% of shares).
Who runs Nts Finance?
Companies House lists 4 directors of Nts Finance: Luke Andrew Nicholls, Liam David Southall, Michael Darren Tumilty and Abbie Jane Black.
How long has Nts Finance been in business?
The company was formed on 2 January 2026.
Does Nts Finance use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Nts Finance Limited

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