On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Mezzanine Floor, St Albans House, 57-59 Haymarket, London, SW1Y 4QX, United Kingdom
In the full report: 1 background check
- Who else gives the postcode SW1Y 4QX
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09990385 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 February 2016 (10 years old)
- Registered office
- 120 Regent Street, London, W1B 5FE, United Kingdom
- Nature of business
-
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Willmett | Director | Nov 1979 | 5 Feb 2016 | 25 other companies |
| Mark Louis Goldman | Director | May 1954 | 29 Mar 2016 | 23 other companies |
| HAWKSMOOR PARTNERS LIMITED | Corporate secretary | Not published | 17 Apr 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 30
- closed down
- 12
- are FCA-registered
- 12
In the full report: all 30 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 12 on the FCA register, including one no longer authorised
- The 18 companies these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.91m
−80% from £9.61m
Cash at bank
£268k
−41% from £451k
Employees (average)
0
Same as 0
Owed within a year
£3.92m
+54% from £2.55m
The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £2.90m, for the year to 31 March 2022.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09990385. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nucleus Cash Flow Finance’s history from the FCA register and Companies House, newest first.
2025
17 October 2025
- Chirag Piyush Shah took control (75–100% of shares)
- Nucleus Commercial Holdings Limited gave up control
Companies House
2021
22 October 2021
- Registered with the FCA
FCA register
2017
1 July 2017
- Chirag Piyush Shah stopped being a part-owner
- Craig Reeves stopped being a part-owner
- Nucleus Commercial Holdings Limited took control (75–100% of shares)
Companies House
2016
1 July 2016
- Chirag Piyush Shah became a part-owner (25–50% of shares)
- Craig Reeves became a part-owner (25–50% of shares)
Companies House
5 February 2016
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms connected to Nucleus Cash Flow Finance
Other FCA-listed firms that share a director, phone number or address with Nucleus Cash Flow Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- share a director
- 10
- share its postcode
- 9
In the full report: all 10 connected firms, named
- How each is linked: shared directors (10), the same postcode (9)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Nucleus Cash Flow Finance
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nucleus Cash Flow Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 30 other companies its directors have run, named
- 1 background check on its contact details
- 5 years of accounts, charted
- All 13 events in its history
- 10 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Nucleus Cash Flow Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk