Oak Servco Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2024
1 thing worth a closer look in the background checks

Responsible principal firm

Polo Managing Agency Limited Reference number: 204976 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Oak Servco Limited (FRN 1022124) is an AR of Polo Managing Agency Limited (FRN 204976). When you use Oak Servco's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Oak Servco, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

polo.works (opens in a new tab)
Phone number

07754 517673
Address

27 Old Gloucester Street, London, WC1N 3AX, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When polo.works first appeared online, and whether it can receive email
What kind of line 07754 517673 is, and the other firm that gives it
Whether WC1N 3AX is a shared office: 45 other firms give it

Other names (5)

If you were contacted under any of these names, it is this firm.

OAK Enterprise Trading name: A name it trades under now.
OAK Global Trading name: A name it trades under now.
OAK Horizon Trading name: A name it trades under now.
OAK Re Trading name: A name it trades under now.
OAK Reinsurance Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Polo Managing Agency Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15702736 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 May 2024 (2 years old)
Registered office: 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Cathal Carr	Director	May 1982	3 May 2024	2 other companies
Agha Irfan Ul Haq	Director	Jun 1980	13 Dec 2024	1 other company
Alexander William Winfield	Director	Jan 1984	13 Dec 2024	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
run together: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 3 directors run together
All 5 people who have ever been directors, with their dates

Key dates in its history

Oak Servco’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2024

30 December 2024

Became an appointed representative

FCA register

21 October 2024

Cathal Carr gave up control
Oak Group Holdco Limited took control (75–100% of shares)

Companies House

3 May 2024

Incorporated at Companies House
Cathal Carr took control (75–100% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (5 shown here)
Every director appointment and resignation: 7

Firms connected to Oak Servco

Other FCA-listed firms that share a director, phone number or address with Oak Servco. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1)
Who links it to this firm: the named directors, with dates

Firms like Oak Servco

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oak Servco

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 17 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Oak Servco Limited FCA authorised?

Oak Servco Limited (FRN 1022124) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Oak Servco?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oak Servco Limited (FRN 1022124) is an AR of Polo Managing Agency Limited (FRN 204976). When you use Oak Servco's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oak Servco, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Oak Servco’s phone number and website?

The FCA register lists the phone number 07754 517673 and the website polo.works for Oak Servco. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Oak Servco a scam or clone?

Oak Servco is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Oak Servco?

Protection works through Polo Managing Agency Limited, the principal firm responsible for Oak Servco's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Oak Servco?

Oak Servco is owned by Oak Group Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 October 2024. Before that, it was controlled by Cathal Carr.

Who runs Oak Servco?

Companies House lists 3 directors of Oak Servco: Cathal Carr, Agha Irfan Ul Haq and Alexander William Winfield.

How long has Oak Servco been in business?

The company was formed on 3 May 2024.

Does Oak Servco use any other names?

It trades as OAK Enterprise, OAK Global, OAK Horizon, OAK Re and OAK Reinsurance.