Oldrid & Co., Limited

Reference number: 739473

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When downtownstores.co.uk first appeared online, and whether it can receive email
  • What kind of line 07908 215497 is
  • Who else gives the postcode NG32 2AB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Downtown Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 February 1934 (92 years old)
Registered office
Downtown Store, Gonerby Moor, Grantham, NG32 2AB, England
Nature of business
  • Other retail sale in non-specialised stores (SIC 47190)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Edward Isaac Director Jul 1977 1 Feb 2012 4 other companies
Dawn Marie Isaac Director Apr 1972 19 Jan 2017 1 other company
Simon Christopher Medlock Director Dec 1959 20 Mar 2020 None
Steven David Goulder Director Dec 1960 27 Apr 2022 2 other companies
Peter Isaac Secretary Not published 9 Dec 2016 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
are FCA-registered
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 40 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 25 January 2025Full accountsAudited

Turnover

£28.4m

+1.5% from £28.0m

Profit before tax

£972k

+17% from £830k

Net assets

£28.1m

−8.5% from £30.8m

Cash at bank

£8.12m

+45% from £5.60m

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00284283. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oldrid & Co., Limited’s history from the FCA register and Companies House, newest first.

2016

18 August 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1934

1 February 1934

  • Incorporated at Companies House

Companies House

In the full report: all 78 events

  • All 78 events in its history (3 shown here)
  • Every director appointment and resignation: 72
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Firms connected to Oldrid & Co., Limited

Other FCA-listed firms that share a director, phone number or address with Oldrid & Co., Limited. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past links
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Oldrid & Co., Limited

Other firms of the same type (lender), nearest first.

In Grantham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oldrid & Co., Limited

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 78 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Oldrid & Co., Limited FCA authorised?
Yes, Oldrid & Co., Limited (FRN 739473) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Oldrid & Co., Limited’s phone number and website?
The FCA register lists the phone number 07908 215497 and the website downtownstores.co.uk for Oldrid & Co., Limited. If you were given different contact details, use these to check with the firm before going any further.
Is Oldrid & Co., Limited a scam or clone?
Oldrid & Co., Limited is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oldrid & Co., Limited?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oldrid & Co., Limited handles your money, so check the specific product before you commit. You can also refer complaints about Oldrid & Co., Limited to the Financial Ombudsman Service, free of charge.
Who runs Oldrid & Co., Limited?
Companies House lists 4 directors of Oldrid & Co., Limited: Peter Edward Isaac, Dawn Marie Isaac, Simon Christopher Medlock and Steven David Goulder.
How long has Oldrid & Co., Limited been in business?
The company was formed on 1 February 1934, and has held its current FCA authorisation since August 2016.
What do Oldrid & Co., Limited’s latest accounts show?
Its latest accounts, to 25 January 2025, show turnover of £28.4m (+1.5% from £28.0m) and profit before tax of £972k (+17% from £830k).
Does Oldrid & Co., Limited use any other names?
It trades as Downtown.

Sources and links

The full report on Oldrid & Co., Limited

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