Premium Plan Limited

Reference number: 742272

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When premiumplan.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 197 9758 is
  • Who else gives the postcode NG31 7FZ
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Finance My Balloon Trading name: A name it trades under now.
  • Red Potato Trading name: A name it trades under now.
  • www.financemyballoon.co.uk Trading name: A name it trades under now.
  • www.premiumplan.co.uk Trading name: A name it trades under now.
  • www.redpotato.co.uk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 October 2006 (20 years old)
Registered office
Totemic House, Caunt Road, Grantham, NG31 7FZ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Dale Stringer Director Oct 1972 27 Nov 2015 7 other companies
Halina Briggs Secretary Not published 13 Oct 2025 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
still active
7
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

Premium Plan’s history from the FCA register and Companies House, newest first.

2026

25 September 2026

  • Gordon Philip Dale Rann took control (75–100% of shares)
  • Totemic (2014) Holdings Limited gave up control

Companies House

2018

29 June 2018

  • Totemic (2014) Holdings Limited took control (75–100% of shares)
  • Totemic Lending Limited gave up control

Companies House

2017

11 January 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

30 June 2016

  • Totemic Lending Limited took control (75–100% of shares)

Companies House

2006

24 October 2006

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (9 shown here)
  • Every director appointment and resignation: 21
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Firms connected to Premium Plan

Other FCA-listed firms that share a director, phone number or address with Premium Plan. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Premium Plan

Other firms of the same type (lender), nearest first.

In Grantham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premium Plan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 38 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Premium Plan Limited FCA authorised?
Yes, Premium Plan Limited (FRN 742272) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a lender. The FCA has placed a limit on what it may do.
What is Premium Plan’s phone number and website?
The FCA register lists the phone number 0800 197 9758 and the website premiumplan.co.uk for Premium Plan. If you were given different contact details, use these to check with the firm before going any further.
Is Premium Plan a scam or clone?
Premium Plan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premium Plan?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Premium Plan handles your money, so check the specific product before you commit. You can also refer complaints about Premium Plan to the Financial Ombudsman Service, free of charge.
Who owns Premium Plan?
Companies House lists one person with significant control of Premium Plan: Mr Gordon Philip Dale Rann (75–100% of shares). Before that, it was controlled by Totemic Lending Limited and Totemic (2014) Holdings Limited.
Who runs Premium Plan?
Companies House lists one director of Premium Plan: Dale Stringer.
How long has Premium Plan been in business?
The company was formed on 24 October 2006, and has held its current FCA authorisation since January 2017.
Does Premium Plan use any other names?
It trades as Finance My Balloon, Red Potato, www.financemyballoon.co.uk, www.premiumplan.co.uk and www.redpotato.co.uk.

Sources and links

The full report on Premium Plan Limited

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