Opalus Ltd

Reference number: 911578

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cashbrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 07367 664998 is
  • Who else gives the postcode NG31 6LA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cashbrokers Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11784381
Company status
Active
Company type
Private limited company
Incorporated
23 January 2019 (7 years old)
Registered office
Cashbrokers, 66 Westgate, Grantham, Lincolnshire, NG31 6LA, England
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan James Smit Director Jan 1987 23 Jan 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£368k

+70% from £217k

Cash at bank

£14.0k

−58% from £33.0k

Employees (average)

5

Up 5 from 0

Owed within a year

£94.8k

+1.6% from £93.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11784381. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Opalus’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2019

28 November 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

23 January 2019

  • Incorporated at Companies House
  • Alan James Smit took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Opalus

Other FCA-listed firms that share a director, phone number or address with Opalus. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Opalus

Other firms of the same type (lender), nearest first.

In Grantham

Able Finance & Loans LimitedGranthamAuthorisedF&R AssociatesGranthamAuthorisedMark Bates LimitedGranthamAuthorisedPremium Plan LimitedGranthamAuthorisedOldrid & Co., LimitedGranthamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Opalus

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Opalus Ltd FCA authorised?
Yes, Opalus Ltd (FRN 911578) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2019 and works as a lender. The FCA has placed a limit on what it may do.
What is Opalus’ phone number and website?
The FCA register lists the phone number 07367 664998 and the website cashbrokers.co.uk for Opalus. If you were given different contact details, use these to check with the firm before going any further.
Is Opalus a scam or clone?
Opalus is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Opalus?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Opalus handles your money, so check the specific product before you commit. You can also refer complaints about Opalus to the Financial Ombudsman Service, free of charge.
Who owns Opalus?
Companies House lists one person with significant control of Opalus: Mr Alan James Smit (75–100% of shares).
Who runs Opalus?
Companies House lists one director of Opalus: Alan James Smit.
How long has Opalus been in business?
The company was formed on 23 January 2019, and has held its current FCA authorisation since November 2019.
What do Opalus’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £368k (+70% from £217k) and cash at bank of £14.0k (−58% from £33.0k).
Does Opalus use any other names?
It trades as Cashbrokers.

Sources and links

The full report on Opalus Ltd

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