On The Beach Limited

Reference number: 629595

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rock Insurance Services Limited Reference number: 300317 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • On The Beach Limited (FRN 629595) is an AR of Rock Insurance Services Limited (FRN 300317). When you use On The Beach's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from On The Beach, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When onthebeach.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 003 1934 is
  • Who else gives the postcode M1 2NQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sunshine.co.uk Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rock Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03162982
Company status
Active
Company type
Private limited company
Incorporated
22 February 1996 (30 years old)
Registered office
5 Adair Street, Manchester, M1 2NQ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Shaun Morton Director Mar 1982 17 Jul 2020 14 other companies
Jonathan Michael Wormald Director Sep 1977 30 Jun 2023 22 other companies
Kirsteen Vickerstaff Secretary Not published 1 Mar 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
9
run together
9

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 companies these 2 directors run together
  • All 10 people who have ever been directors, with their dates
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Key dates in its history

On The Beach’s history from the FCA register and Companies House, newest first.

Key events (3) All events (24)

2016

6 April 2016

  • On The Beach Travel Limited took control (75–100% of shares)

Companies House

2014

4 August 2014

  • Became an appointed representative

FCA register

1996

22 February 1996

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (3 shown here)
  • Every director appointment and resignation: 18
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Firms like On The Beach

Other firms of the same type (insurance broker), nearest first.

In Manchester

Akbani Financial LtdManchesterAppointed representativeAll Toogether LtdManchesterAppointed representativeAMS IB LimitedManchesterAppointed representativeArn Financial Services LTDManchesterAppointed representativeAscott Life and Health LimitedManchesterAppointed representativeAucteris LimitedManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on On The Beach

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 24 events in its history

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Frequently asked questions about this firm

Is On The Beach Limited FCA authorised?
On The Beach Limited (FRN 629595) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for On The Beach?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. On The Beach Limited (FRN 629595) is an AR of Rock Insurance Services Limited (FRN 300317). When you use On The Beach's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from On The Beach, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is On The Beach’s phone number and website?
The FCA register lists the phone number 0333 003 1934 and the website onthebeach.co.uk for On The Beach. If you were given different contact details, use these to check with the firm before going any further.
Is On The Beach a scam or clone?
On The Beach is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with On The Beach?
Protection works through Rock Insurance Services Limited, the principal firm responsible for On The Beach's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns On The Beach?
On The Beach is owned by On The Beach Travel Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs On The Beach?
Companies House lists 2 directors of On The Beach: Shaun Morton and Jonathan Michael Wormald.
How long has On The Beach been in business?
The company was formed on 22 February 1996.
Does On The Beach use any other names?
It trades as Sunshine.co.uk.

Sources and links

The full report on On The Beach Limited

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