One Financial Planning Ltd

Reference number: 191206

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • One Financial Planning Ltd (FRN 191206) is an AR of Openwork Limited (FRN 408285). When you use One Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from One Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7078 0012

  • Address

    DAWSON HOUSE, 5 JEWRY STREET, London, EC3N 2EX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 7078 0012 is
  • Whether EC3N 2EX is a shared office: 21 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Anderson Ross Consultancy Former name
  • Anderson Ross Financial Consultancy Former name
  • PFA Scotland Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC249428
Company status
Active
Company type
Private limited company
Incorporated
14 May 2003 (23 years old)
Registered office
Kollaborate House, 19-21 Gordon Street, Glasgow, G1 3PL, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Edward Blackman Director May 1985 17 Feb 2017 2 other companies
Michael Patrick Card Director Jan 1982 17 Feb 2017 4 other companies
James Malcom Jackson Director Dec 1983 17 Feb 2017 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
run together
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.34m

+12% from £1.19m

Cash at bank

£175k

+12% from £156k

Employees (average)

15

Up 15 from 0

Owed within a year

£358k

−23% from £465k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC249428. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

One Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (25)

2017

14 May 2017

  • One Financial Asset Management Ltd took control (75–100% of shares)

Companies House

17 February 2017

  • Board replaced: all 3 directors left and 3 new directors took over

Companies House

2005

12 April 2005

  • Changed its registered name from "Anderson Ross Financial Consultancy"

FCA register

2004

17 February 2004

  • Changed its registered name from "Anderson Ross Consultancy"

FCA register

2003

14 May 2003

  • Incorporated at Companies House

Companies House

1997

16 December 1997

  • Became an appointed representative

FCA register

In the full report: all 25 events

  • All 25 events in its history (6 shown here)
  • Every director appointment and resignation: 17
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Firms like One Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is One Financial Planning Ltd FCA authorised?
One Financial Planning Ltd (FRN 191206) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for One Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. One Financial Planning Ltd (FRN 191206) is an AR of Openwork Limited (FRN 408285). When you use One Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from One Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is One Financial Planning’s phone number?
The FCA register lists the phone number 020 7078 0012 for One Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is One Financial Planning a scam or clone?
One Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with One Financial Planning?
Protection works through Openwork Limited, the principal firm responsible for One Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns One Financial Planning?
One Financial Planning is owned by One Financial Asset Management Ltd, which holds 75–100% of shares and 75–100% of votes, since 14 May 2017.
Who runs One Financial Planning?
Companies House lists 3 directors of One Financial Planning: Lee Edward Blackman, Michael Patrick Card and James Malcom Jackson.
How long has One Financial Planning been in business?
The company was formed on 14 May 2003.
What do One Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.34m (+12% from £1.19m) and cash at bank of £175k (+12% from £156k).
Does One Financial Planning use any other names?
It has previously used 3 other names: Anderson Ross Consultancy, Anderson Ross Financial Consultancy and PFA Scotland Mortgages.

Sources and links

The full report on One Financial Planning Ltd

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