Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2004
- Accounts filed up to 31 July 2026
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- One Stop Mortgage Consultants Ltd (FRN 412385) is an AR of The Right Mortgage Limited (FRN 649443). When you use One Stop Mortgage Consultants's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from One Stop Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
60 Wellgate Street, Larkhall, South Lanarkshire, ML9 2AG, United Kingdom
In the full report: 2 background checks
- What kind of line 01698 571160 is
- Who else gives the postcode ML9 2AG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC270194 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 July 2004 (22 years old)
- Registered office
- 60 Clove Mill Wynd, Larkhall, ML9 1NT, Scotland
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Innes | Director | Feb 1968 | 2 Jul 2004 | None |
| Anne Innes | Director | Jul 1968 | 31 Jul 2018 | None |
| Anne Innes | Secretary | Not published | 2 Jul 2004 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£2,502
−55% from £5,555
Cash at bank
£27.1k
−63% from £73.8k
Employees (average)
2
Same as 2
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC270194. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
One Stop Mortgage Consultants’s history from the FCA register and Companies House, newest first.
2018
31 July 2018
- Anne Innes appointed as a director
Companies House
2016
6 April 2016
- James Innes took control (75–100% of shares)
Companies House
2004
31 October 2004
- Became an appointed representative
FCA register
2 July 2004
- Incorporated at Companies House
- James Innes appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like One Stop Mortgage Consultants
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Motherwell (ML) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on One Stop Mortgage Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is One Stop Mortgage Consultants Ltd FCA authorised?
What does appointed representative mean for One Stop Mortgage Consultants?
What is One Stop Mortgage Consultants’ phone number?
Is One Stop Mortgage Consultants a scam or clone?
Is my money safe with One Stop Mortgage Consultants?
Who owns One Stop Mortgage Consultants?
Who runs One Stop Mortgage Consultants?
How long has One Stop Mortgage Consultants been in business?
What do One Stop Mortgage Consultants’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk