Oodle Financial Services Limited

Reference number: 702459

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When oodlecarfinance.com first appeared online, and whether it can receive email
  • What kind of line 01865 477826 is
  • Who else gives the postcode M1 4BT
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Oodle Trading name
  • Oodle Car Finance Trading name
  • FIRST CHOICE WITH LOANS LIMITED Former name
  • Oodle Cars Former trading name
  • Oodlecars.com Former trading name
  • Oodle Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
1,122
upheld, against a 31% median
15%
about banking and credit
1,119

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07277272
Company status
Active
Company type
Private limited company
Incorporated
8 June 2010 (16 years old)
Registered office
2 New Bailey, 6 Stanley Street, Salford, M3 5GS, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Charles Llewellyn Clayton Director Dec 1972 10 Feb 2016 10 other companies
James Desmond O'Shea Director Feb 1956 11 Sep 2020 None
Luke Anton Wiseman Director May 1967 18 Oct 2021 21 other companies
Nancy Cruickshank Director Dec 1970 18 Oct 2021 6 other companies
Richard Colin Gaskin Director Nov 1965 19 Aug 2022 2 other companies
Anirban Ghosh Director Mar 1987 7 Jun 2023 1 other company
John Patrick Stein Director Dec 1984 10 May 2024 5 other companies

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
44
closed down
18
went insolvent
4

In the full report: all 44 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 6 on the FCA register
  • The 1 company these 7 directors run together
  • All 17 people who have ever been directors, with their dates
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Key dates in its history

Oodle Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (43)

2023

6 February 2023

  • Kkr & Co. Inc. took control (75–100% of shares)

Companies House

18 January 2023

  • Jonathan Charles Llewellyn Clayton became a part-owner (25–50% of shares)

Companies House

2017

18 December 2017

  • Changed its registered name from "FIRST CHOICE WITH LOANS LIMITED"

FCA register

2015

10 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

8 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (6 shown here)
  • Every director appointment and resignation: 27
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Firms connected to Oodle Financial Services

Other FCA-listed firms that share a director, phone number or address with Oodle Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
no longer authorised
1
share a director
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Oodle Financial Services

Other firms of the same type (lender), nearest first.

In Manchester

J.d. Williams & Company LimitedManchesterAuthorisedLex Autolease LimitedManchesterAuthorisedThink Money LimitedManchesterAuthorisedBlueprint Investments LimitedManchesterAuthorisedbrian william wroeManchesterAuthorisedCambrian Associates LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oodle Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 44 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 43 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Oodle Financial Services Limited FCA authorised?
Yes, Oodle Financial Services Limited (FRN 702459) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Oodle Financial Services’ phone number and website?
The FCA register lists the phone number 01865 477826 and the website oodlecarfinance.com for Oodle Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Oodle Financial Services a scam or clone?
Oodle Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oodle Financial Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oodle Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Oodle Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Oodle Financial Services?
Oodle Financial Services is owned by Kkr & Co. Inc., which holds 75–100% of shares and 75–100% of votes, since 6 February 2023.
Who runs Oodle Financial Services?
Companies House lists 7 directors of Oodle Financial Services: Jonathan Charles Llewellyn Clayton, James Desmond O'Shea, Luke Anton Wiseman, Nancy Cruickshank, Richard Colin Gaskin, Anirban Ghosh and 1 more.
How long has Oodle Financial Services been in business?
The company was formed on 8 June 2010, and has held its current FCA authorisation since December 2015.
How many complaints does Oodle Financial Services get?
In January–June 2025, the Financial Ombudsman Service received 1,122 new complaints about Oodle Financial Services, and upheld 15% of those it decided.
Does Oodle Financial Services use any other names?
It trades as Oodle and Oodle Car Finance. It has previously used 4 other names, including FIRST CHOICE WITH LOANS LIMITED, Oodle Cars and Oodlecars.com.

Sources and links

The full report on Oodle Financial Services Limited

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