Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2005
- Accounts filed up to 30 April 2025
Responsible principal firm
Life and Easy Limited Reference number: 462298 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Oviso Financial Services Ltd (FRN 489316) is an AR of Life and Easy Limited (FRN 462298). When you use Oviso Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Oviso Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
The Cathedral Quarter, 4 Queen Street, Derby, Derbyshire, DE1 3DL, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 321 0060 is
- Who else gives the postcode DE1 3DL
Other names (7)
If you were contacted under any of these names, it is this firm.
- Avisa Financial Services Ltd Former name: A name it was registered under before.
- Pride Financial Services (Derby) Ltd Former name: A name it was registered under before.
- Avisa Former trading name: A name it used to trade under.
- Business Avisa Former trading name: A name it used to trade under.
- Personal Avisa Former trading name: A name it used to trade under.
- Pride Financial Services Former trading name: A name it used to trade under.
- Pride F.S. Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Life and Easy Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05553249 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 September 2005 (21 years old)
- Registered office
- 4 Queen Street, Derby, Derbyshire, DE1 3DL
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lee Mortimer | Director | Dec 1978 | 2 Sep 2005 | 1 other company |
| Matthew Ian Simpson | Director | Dec 1974 | 1 Apr 2010 | 3 other companies |
| Lee Mortimer | Secretary | Not published | 1 Jan 2008 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- run together
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£14.6k
+32% from £11.0k
Cash at bank
£27.2k
+28% from £21.2k
Owed within a year
£84.0k
+8.4% from £77.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05553249. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Oviso Financial Services’s history from the FCA register and Companies House, newest first.
2018
31 July 2018
- Lee Mortimer no longer holds 25–50% of the votes
- Matthew Ian Simpson stopped being a part-owner
- Oviso Holdings Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Lee Mortimer gained 25–50% of the votes
- Matthew Ian Simpson became a part-owner (25–50% of shares)
Companies House
2010
26 October 2010
- Changed its registered name from "Avisa Financial Services Ltd"
FCA register
27 April 2010
- Changed its registered name from "Pride Financial Services (Derby) Ltd"
FCA register
2008
24 September 2008
- Became an appointed representative
FCA register
2005
2 September 2005
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms like Oviso Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Derby
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Oviso Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 23 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk