Palmer M Limited

Reference number: 1008061

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07725 956920

  • Address

    12 Portishead Road, Weston-Super-Mare, North Somerset, BS22 7UX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07725 956920 is
  • Who else gives the postcode BS22 7UX
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name: A name it trades under now.
  • Snap-on Diagnostics Trading name: A name it trades under now.
  • Snap-on Tools Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 June 2023 (3 years old)
Registered office
First Floor, Black Country House, Rounds Green Road, Oldbury, B69 2DG, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Christopher Palmer Director Jul 1981 27 Jun 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£46.3k

+24% from £37.5k

Employees (average)

2

Same as 2

Owed within a year

£80.2k

+42% from £56.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14965344. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Palmer M’s history from the FCA register and Companies House, newest first.

2024

30 May 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

27 June 2023

  • Incorporated at Companies House
  • Michael Christopher Palmer took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Palmer M

Other firms of the same type (lender), nearest first.

In the Bristol (BS) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Palmer M

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Palmer M Limited FCA authorised?
Yes, Palmer M Limited (FRN 1008061) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2024 and works as a lender. The FCA has placed no limits on its permissions.
What is Palmer M’s phone number?
The FCA register lists the phone number 07725 956920 for Palmer M. If you were given different contact details, use these to check with the firm before going any further.
Is Palmer M a scam or clone?
Palmer M is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Palmer M?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Palmer M handles your money, so check the specific product before you commit. You can also refer complaints about Palmer M to the Financial Ombudsman Service, free of charge.
Who owns Palmer M?
Companies House lists one person with significant control of Palmer M: Michael Christopher Palmer (75–100% of shares).
Who runs Palmer M?
Companies House lists one director of Palmer M: Michael Christopher Palmer.
How long has Palmer M been in business?
The company was formed on 27 June 2023, and has held its current FCA authorisation since May 2024.
What do Palmer M’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £46.3k (+24% from £37.5k).
Does Palmer M use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Palmer M Limited

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