Pannal Golf Club (Harrogate)limited (The)

Reference number: 732243

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pannalgc.co.uk first appeared online, and whether it can receive email
  • What kind of line 01423 872628 is
  • Who else gives the postcode HG3 1ES
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00089303
Company status
Active
Company type
Private company limited by guarantee
Incorporated
28 June 1906 (120 years old)
Registered office
The Club House, Pannal Golf Club (Harrogate)Ltd, Pannal, Nr Harrogate, HG3 1ES
Nature of business
  • Operation of sports facilities (SIC 93110)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John Topham Director Jul 1968 18 Mar 2023 2 other companies
Callum Macnair Director Oct 1995 16 Mar 2024 None
Lindsay Marwood Mckenzie Director Sep 1957 16 Mar 2024 7 other companies
Julian Miles Graham-Rack Director Jul 1967 22 Aug 2024 5 other companies
Peter James Chambers Director Jun 1949 15 Mar 2025 1 other company
Dan Hartley Director Mar 1981 21 Mar 2026 None
Susan White Director Apr 1963 21 Mar 2026 None
Gary Macnair Director Jan 1967 21 Mar 2026 None

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
9
still active
6

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 126 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£1.19m

+13% from £1.05m

Cash at bank

£932k

+12% from £834k

Employees (average)

28

+12% from 25

Owed within a year

£1.01m

+6.3% from £953k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00089303. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (3) All events (276)

2016

1 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1906

28 June 1906

  • Incorporated at Companies House

Companies House

In the full report: all 276 events

  • All 276 events in its history (3 shown here)
  • Every director appointment and resignation: 271
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Similar firms

Other firms of the same type (credit broker), nearest first.

In Harrogate

David SmithHarrogateAuthorisedEthos Asset Finance LimitedHarrogateAuthorisedReadings of HarrogateHarrogateAuthorisedJAP UK Holdings LtdHarrogateAppointed representativeLaverton Finance LimitedHarrogateAppointed representativeTotal Finance LimitedHarrogateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 276 events in its history

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Frequently asked questions about this firm

Is Pannal Golf Club (Harrogate)limited (The) FCA authorised?
Yes, Pannal Golf Club (Harrogate)limited (The) (FRN 732243) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Pannal Golf Club (Harrogate)limited (The)’s phone number and website?
The FCA register lists the phone number 01423 872628 and the website pannalgc.co.uk for Pannal Golf Club (Harrogate)limited (The). If you were given different contact details, use these to check with the firm before going any further.
Is Pannal Golf Club (Harrogate)limited (The) a scam or clone?
Pannal Golf Club (Harrogate)limited (The) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pannal Golf Club (Harrogate)limited (The)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pannal Golf Club (Harrogate)limited (The) handles your money, so check the specific product before you commit. You can also refer complaints about Pannal Golf Club (Harrogate)limited (The) to the Financial Ombudsman Service, free of charge.
Who runs Pannal Golf Club (Harrogate)limited (The)?
Companies House lists 8 directors of Pannal Golf Club (Harrogate)limited (The): Richard John Topham, Callum Macnair, Lindsay Marwood McKenzie, Julian Miles Graham-Rack, Peter James Chambers, Dan Hartley and 2 more.
How long has Pannal Golf Club (Harrogate)limited (The) been in business?
The company was formed on 28 June 1906, and has held its current FCA authorisation since February 2016.
What do Pannal Golf Club (Harrogate)limited (The)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.19m (+13% from £1.05m) and cash at bank of £932k (+12% from £834k).

Sources and links

The full report on Pannal Golf Club (Harrogate)limited (The)

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