Park Card Services Ltd

Reference number: 900016

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0151 653 1700

  • Address

    Floor 4, 20 Chapel Street, Liverpool, Liverpool, L3 9AG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0151 653 1700 is
  • Who else gives the postcode L3 9AG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FlexEcash Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PARK CARD SERVICES LIMITED
Company number
03280082
Company status
Active
Company type
Private limited company
Incorporated
18 November 1996 (29 years old)
Registered office
Valley Road, Birkenhead, Merseyside, CH41 7ED
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian Graham Coghlan Director Sep 1969 9 Jan 2023 31 other companies
David Robert Harding Director Aug 1974 11 Sep 2023 46 other companies
Simon Phillip Birch Director Apr 1969 15 Mar 2024 None
John Henry Pike Director Apr 1976 7 Jun 2026 None
Lee Thomas Shannon Director Oct 1980 13 Jun 2026 8 other companies
INDIGO CORPORATE SECRETARY LIMITED Corporate secretary Not published 26 Jan 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
55
closed down
26
are FCA-registered
7

In the full report: all 55 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register, including 4 no longer authorised
  • The 30 companies these 5 directors run together
  • All 17 people who have ever been directors, with their dates
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Key dates in its history

Park Card Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (39)

2022

31 July 2022

  • Board replaced: both directors left and a new director took over

Companies House

2018

9 April 2018

  • Regulated by the FCA from this date
  • No longer regulated by the FCA
  • Became an authorised e-money institution

FCA register

2016

6 April 2016

  • Appreciate Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

16 June 2011

  • Regulated by the Financial Services Authority from this date

FCA register

1996

18 November 1996

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (8 shown here)
  • Every director appointment and resignation: 29
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Firms connected to Park Card Services

Other FCA-listed firms that share a director, phone number or address with Park Card Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
7

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7)
  • Who links each one: the named directors, with dates
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Firms like Park Card Services

Other firms of the same type (payment or money transfer firm), nearest first.

In Liverpool

Paaysay LtdLiverpoolAuthorisedEast Atlantic LtdLiverpoolAuthorised

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedHiFX Europe LimitedBracknellAuthorisedForisgfs UK LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Park Card Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 55 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 39 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Park Card Services Ltd FCA authorised?
Yes, Park Card Services Ltd (FRN 900016) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Park Card Services’ phone number?
The FCA register lists the phone number 0151 653 1700 for Park Card Services. If you were given different contact details, use these to check with the firm before going any further.
Is Park Card Services a scam or clone?
Park Card Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Park Card Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Park Card Services to the Financial Ombudsman Service, free of charge.
Who owns Park Card Services?
Park Card Services is owned by Appreciate Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Park Card Services?
Companies House lists 5 directors of Park Card Services: Julian Graham Coghlan, David Robert Harding, Simon Phillip Birch, John Henry Pike and Lee Thomas Shannon.
How long has Park Card Services been in business?
The company was formed on 18 November 1996, and has held its current FCA authorisation since April 2018.
Does Park Card Services use any other names?
It trades as FlexEcash.

Sources and links

The full report on Park Card Services Ltd

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