ParnabyEvans Mortgages Ltd

Reference number: 958654

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ParnabyEvans Mortgages Ltd (FRN 958654) is an AR of Sesame Limited (FRN 150427). When you use ParnabyEvans Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ParnabyEvans Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07769 646265

  • Address

    19 Enfield Chase Shopping Centre, Guisborough, Cleveland, TS14 7LJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07769 646265 is
  • Who else gives the postcode TS14 7LJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PARNABYEVANS MORTGAGES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
7 August 2017 (9 years old)
Registered office
19 Enfield Chase, Shopping Centre, Guisborough, Cleveland, TS14 7LJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Emily Jane Carey Director Aug 1979 7 Aug 2017 None
Richard Alexander Carey Director Oct 1978 1 May 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Net assets

£41.5k

−28% from £57.3k

Cash at bank

£9,788

−71% from £33.4k

Owed within a year

£16.6k

−76% from £67.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10903190. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ParnabyEvans Mortgages’s history from the FCA register and Companies House, newest first.

2021

17 September 2021

  • Became an appointed representative

FCA register

1 May 2021

  • Richard Alexander Carey appointed as a director

Companies House

2020

1 September 2020

  • Richard Alexander Carey became a part-owner (25–50% of shares)

Companies House

2017

7 August 2017

  • Incorporated at Companies House
  • Emily Jane Carey became a part-owner (25–50% of shares)
  • Emily Jane Carey appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to ParnabyEvans Mortgages

Other FCA-listed firms that share a director, phone number or address with ParnabyEvans Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like ParnabyEvans Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Cleveland (TS) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ParnabyEvans Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is ParnabyEvans Mortgages Ltd FCA authorised?
ParnabyEvans Mortgages Ltd (FRN 958654) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ParnabyEvans Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ParnabyEvans Mortgages Ltd (FRN 958654) is an AR of Sesame Limited (FRN 150427). When you use ParnabyEvans Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ParnabyEvans Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ParnabyEvans Mortgages’ phone number?
The FCA register lists the phone number 07769 646265 for ParnabyEvans Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is ParnabyEvans Mortgages a scam or clone?
ParnabyEvans Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ParnabyEvans Mortgages?
Protection works through Sesame Limited, the principal firm responsible for ParnabyEvans Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ParnabyEvans Mortgages?
Companies House lists 2 people with significant control of ParnabyEvans Mortgages: Mr Richard Alexander Carey (25–50% of shares) and Mrs Emily Jane Carey (25–50% of shares).
Who runs ParnabyEvans Mortgages?
Companies House lists 2 directors of ParnabyEvans Mortgages: Emily Jane Carey and Richard Alexander Carey.
How long has ParnabyEvans Mortgages been in business?
The company was formed on 7 August 2017.
What do ParnabyEvans Mortgages’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £41.5k (−28% from £57.3k) and cash at bank of £9,788 (−71% from £33.4k).

Sources and links

The full report on ParnabyEvans Mortgages Ltd

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