Paul Chatha

Reference number: 927290

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Appointed representative

Paul Chatha does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

King Mortgages Ltd Reference number: 803561 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Paul Chatha (FRN 927290) is an AR of King Mortgages Ltd (FRN 803561). When you use Paul Chatha's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Paul Chatha, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kingmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07967 614256 is
  • Who else gives the postcode DE65 5FP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • 3i Financial Services Trading name
  • 3i Financial Servcices Former name
  • Help to Lend Ltd T/a 3i Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through King Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Paul Chatha’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2020

26 August 2020

  • Changed its registered name from "3i Financial Servcices"

FCA register

19 June 2020

  • Changed its registered name from "Help to Lend Ltd T/a 3i Financial Services"

FCA register

4 June 2020

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms like Paul Chatha

Other firms of the same type (mortgage adviser or broker), nearest first.

In Derby

Find A Mortgage Online LtdDerbyAppointed representativeAjit Singh ShergillDerbyAppointed representativeBreeze Financial Solutions LtdDerbyAppointed representativeCPB Financial Services LimitedDerbyAppointed representativeCraig Mee-BishopDerbyAppointed representativeDerby Financial Solutions LimitedDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Paul Chatha

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Paul Chatha FCA authorised?
Paul Chatha (FRN 927290) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Paul Chatha?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Paul Chatha (FRN 927290) is an AR of King Mortgages Ltd (FRN 803561). When you use Paul Chatha's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Paul Chatha, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Paul Chatha’s phone number and website?
The FCA register lists the phone number 07967 614256 and the website kingmortgages.co.uk for Paul Chatha. If you were given different contact details, use these to check with the firm before going any further.
Is Paul Chatha a scam or clone?
Paul Chatha is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Paul Chatha?
Protection works through King Mortgages Ltd, the principal firm responsible for Paul Chatha's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Paul Chatha use any other names?
It trades as 3i Financial Services. It has previously used 2 other names: 3i Financial Servcices and Help to Lend Ltd T/a 3i Financial Services.

Sources and links

The full report on Paul Chatha

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