Pearl Customer Care Limited

Reference number: 511945

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Pearl Customer Care Limited (FRN 511945) introduces customers to National Friendly Financial Solutions Limited (FRN 452784). Any regulated advice or arranging is done by the principal, not Pearl Customer Care.
  • Example: if Pearl Customer Care refers you to a financial adviser, the advice should come from the principal firm, not from Pearl Customer Care itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3567 9100

  • Address

    1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3567 9100 is, and the 8 other firms that give it
  • Who else gives the postcode B47 6WG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Friendly Financial Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 March 2000 (26 years old)
Registered office
10 Brindleyplace, Birmingham, B1 2JB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jenny Isobel Holt Director Jun 1977 6 Dec 2024 14 other companies
Gillian Mckay Bellshaw Director Jul 1971 26 Jun 2026 1 other company
PEARL GROUP SECRETARIAT SERVICES LIMITED Corporate secretary Not published 1 Jul 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
still active
14
are FCA-registered
3

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 2 directors run together
  • All 16 people who have ever been directors, with their dates
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Key dates in its history

Pearl Customer Care’s history from the FCA register and Companies House, newest first.

2023

27 October 2023

  • Phoenix Life Assurance Limited gave up control
  • Phoenix Life Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Phoenix Life Assurance Limited took control (75–100% of shares)

Companies House

2015

9 April 2015

  • Changed its registered name from "Pearl Customer Care Limited"

FCA register

2009

6 November 2009

  • Became an introducer appointed representative

FCA register

2006

29 September 2006

  • Board replaced: its only director left and 2 new directors took over

Companies House

2002

12 April 2002

  • Board replaced: all 3 directors left and a new director took over

Companies House

2000

14 March 2000

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (8 shown here)
  • Every director appointment and resignation: 26
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Firms connected to Pearl Customer Care

Other FCA-listed firms that share a director, phone number or address with Pearl Customer Care. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
3
share its phone number
7

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (3), the same phone number (7), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Pearl Customer Care

Other firms of the same type (financial adviser), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pearl Customer Care

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 34 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pearl Customer Care Limited FCA authorised?
Pearl Customer Care Limited (FRN 511945) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Pearl Customer Care?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Pearl Customer Care Limited (FRN 511945) introduces customers to National Friendly Financial Solutions Limited (FRN 452784). Any regulated advice or arranging is done by the principal, not Pearl Customer Care. Example: if Pearl Customer Care refers you to a financial adviser, the advice should come from the principal firm, not from Pearl Customer Care itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pearl Customer Care’s phone number?
The FCA register lists the phone number 020 3567 9100 for Pearl Customer Care. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 8 other FCA firms.
Is Pearl Customer Care a scam or clone?
Pearl Customer Care is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pearl Customer Care?
Protection works through National Friendly Financial Solutions Limited, the principal firm responsible for Pearl Customer Care's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pearl Customer Care?
Pearl Customer Care is owned by Phoenix Life Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 October 2023. Before that, it was controlled by Phoenix Life Assurance Limited.
Who runs Pearl Customer Care?
Companies House lists 2 directors of Pearl Customer Care: Jenny Isobel Holt and Gillian McKay Bellshaw.
How long has Pearl Customer Care been in business?
The company was formed on 14 March 2000.

Sources and links

The full report on Pearl Customer Care Limited

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