Penney, Ruddy & Winter Ltd
Reference number: 626355
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2nd Floor Mezzanine, Becket House, 36-37 Old Jewry, London, EC2R 8DD, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When penneyruddywinter.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3515 1500 is
- Who else gives the postcode EC2R 8DD
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Credit Broking
- Debt-counselling
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08325152 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 December 2012 (13 years old)
- Registered office
- 130 Buckingham Palace Road, London, SW1W 9SA, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Alan Penney | Director | Mar 1976 | 27 Mar 2013 | 2 other companies |
| Mark Robert Pearson | Director | Dec 1966 | 26 Apr 2024 | 37 other companies |
| Kevin James D'Arcy | Director | Feb 1987 | 28 Feb 2025 | 5 other companies |
| Gregory Seath | Director | Apr 1970 | 28 Feb 2025 | 8 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 39
- closed down
- 20
- went insolvent
- 1
In the full report: all 39 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 10 on the FCA register
- The 8 companies these 4 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£80.4k
−38% from £129k
Cash at bank
£178k
−11% from £200k
Employees (average)
10
+11% from 9
Owed within a year
£193k
+23% from £158k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08325152. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Penney, Ruddy & Winter’s history from the FCA register and Companies House, newest first.
2019
10 December 2019
- David Alan Penney no longer holds 25–50% of the votes
- Peter Hubert William Ruddy no longer holds 25–50% of the votes
Companies House
3 December 2019
- Penney & Ruddy Holdings Limited took control (75–100% of shares)
- Peter Bridges no longer holds 25–50% of the votes
Companies House
2018
6 October 2018
- Peter Bridges gained 25–50% of the votes
Companies House
2017
28 December 2017
- David Alan Penney gained 25–50% of the votes
Companies House
22 December 2017
- Peter Hubert William Ruddy gained 25–50% of the votes
Companies House
2015
11 March 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2012
11 December 2012
- Incorporated at Companies House
Companies House
In the full report: all 25 events
- All 25 events in its history (10 shown here)
- Every director appointment and resignation: 12
Firms connected to Penney, Ruddy & Winter
Other FCA-listed firms that share a director, phone number or address with Penney, Ruddy & Winter. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 9
- share a director
- 9
- past link
- 1
In the full report: all 9 connected firms, named
- How each is linked: shared directors (9)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Penney, Ruddy & Winter
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Penney, Ruddy & Winter
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 39 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 5 years of accounts, charted
- All 25 events in its history
- 9 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk