Phil Edwards Tools Ltd

Reference number: 743015

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07766 953716

  • Address

    50 Woodlands Road, Baughurst, Tadley, Hampshire, RG26 5NS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07766 953716 is
  • Who else gives the postcode RG26 5NS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • mactools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08056748
Company status
Active
Company type
Private limited company
Incorporated
3 May 2012 (14 years old)
Registered office
Office 12 Bentalls Shopping Centre, Colchester Road, Maldon, Essex, CM9 4GD, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Timothy Edwards Director Feb 1985 3 May 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£32.8k

+91% from £17.2k

Cash at bank

£244

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£103k

−9.7% from £114k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08056748. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Phil Edwards Tools’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2017

1 May 2017

  • Philip Timothy Edwards took control (75–100% of shares)

Companies House

2016

18 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

3 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Phil Edwards Tools

Other firms of the same type (lender), nearest first.

In the Reading (RG) postcode area

Virgin Media Mobile Finance LimitedReadingAuthorisedAutomobile Association Insurance Services LimitedBasingstokeAuthorisedInvestec Asset Finance PLCReadingAuthorisedHonda Finance Europe PLCBracknellAuthorisedKion Financial Services LimitedBasingstokeAuthorisedSovereign Network GroupAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Phil Edwards Tools

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Phil Edwards Tools Ltd FCA authorised?
Yes, Phil Edwards Tools Ltd (FRN 743015) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Phil Edwards Tools’ phone number?
The FCA register lists the phone number 07766 953716 for Phil Edwards Tools. If you were given different contact details, use these to check with the firm before going any further.
Is Phil Edwards Tools a scam or clone?
Phil Edwards Tools is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Phil Edwards Tools?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Phil Edwards Tools handles your money, so check the specific product before you commit. You can also refer complaints about Phil Edwards Tools to the Financial Ombudsman Service, free of charge.
Who owns Phil Edwards Tools?
Companies House lists one person with significant control of Phil Edwards Tools: Mr Philip Timothy Edwards (75–100% of shares).
Who runs Phil Edwards Tools?
Companies House lists one director of Phil Edwards Tools: Philip Timothy Edwards.
How long has Phil Edwards Tools been in business?
The company was formed on 3 May 2012, and has held its current FCA authorisation since April 2016.
What do Phil Edwards Tools’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £32.8k (+91% from £17.2k) and cash at bank of £244 (no earlier figure to compare).
Does Phil Edwards Tools use any other names?
It trades as mactools.

Sources and links

The full report on Phil Edwards Tools Ltd

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