Philip Binfield Limited

Reference number: 147666

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01442 871991

  • Address

    Station House, 56 Lower Kings Road, Berkhamsted, Hertfordshire, HP4 2AA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01442 871991 is
  • Who else gives the postcode HP4 2AA
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • May hold/control client money if rebated commission
    The general requirement not to hold or control CLIENT MONEY does not apply if the CLIENT MONEY arises from an agreement under which commission is rebated to the client.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01015442
Company status
Active
Company type
Private limited company
Incorporated
23 June 1971 (55 years old)
Registered office
Station Hse, Lower Kings Rd, Berkhamsted, Herts, HP4 2AA
Nature of business
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Nicholas Smethurst Director May 1966 18 Jul 1994 1 other company
Karen Louise Smethurst Director Mar 1967 1 Apr 2005 1 other company
Stuart Thomas Culverhouse Director Nov 1971 1 Apr 2014 None
Karen Louise Smethurst Secretary Not published 24 Oct 1997 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Philip Binfield’s history from the FCA register and Companies House, newest first.

Key events (9) All events (22)

2021

7 December 2021

  • Karen Louise Smethurst became a part-owner (25–50% of shares)

Companies House

7 March 2021

  • Diane Elizabeth Hiscock became a part-owner (25–50% of shares)

Companies House

2016

1 June 2016

  • Margaret Rose Binfield became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

21 April 2005

  • FCA imposed a requirement (May hold/control client money if rebated commission)

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

30 January 1995

  • Regulated by the Personal Investment Authority from this date

FCA register

1971

23 June 1971

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (9 shown here)
  • Every director appointment and resignation: 9
Instant PDF download

Firms like Philip Binfield

Other firms of the same type (financial adviser), nearest first.

In Berkhamsted

Edwards Associates Independent Wealth Advisers LTDBerkhamstedAuthorisedHighclere Financial Services LimitedBerkhamstedAuthorisedAurelian Financial Planning LtdBerkhamstedAppointed representativeJoanne MartinBerkhamstedAppointed representativePocock Rutherford & Co LimitedBerkhamstedAppointed representativePocock Sanders LimitedBerkhamstedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Philip Binfield

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 22 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Philip Binfield Limited FCA authorised?
Yes, Philip Binfield Limited (FRN 147666) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Philip Binfield’s phone number?
The FCA register lists the phone number 01442 871991 for Philip Binfield. If you were given different contact details, use these to check with the firm before going any further.
Is Philip Binfield a scam or clone?
Philip Binfield is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Philip Binfield?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Philip Binfield to the Financial Ombudsman Service, free of charge.
Who owns Philip Binfield?
Companies House lists 3 people with significant control of Philip Binfield: Mrs Karen Louise Smethurst (25–50% of shares), Mrs Diane Elizabeth Hiscock (25–50% of shares) and Margaret Rose Binfield (25–50% of shares).
Who runs Philip Binfield?
Companies House lists 3 directors of Philip Binfield: Matthew Nicholas Smethurst, Karen Louise Smethurst and Stuart Thomas Culverhouse.
How long has Philip Binfield been in business?
The company was formed on 23 June 1971, and has held its current FCA authorisation since December 2001.

Sources and links

The full report on Philip Binfield Limited

£19.99 · Instant PDF download

Loading secure checkout…