Pocock Sanders Limited

Reference number: 530924

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Financial Limited Reference number: 836465 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • POCOCK SANDERS LIMITED (FRN 530924) is an AR of ValidPath Financial Limited (FRN 836465). When you use POCOCK SANDERS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from POCOCK SANDERS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pococksanders.co.uk first appeared online, and whether it can receive email
  • What kind of line 01442 876333 is, and the other firm that gives it
  • Who else gives the postcode HP4 1AD
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • B.P. Sanders and Company Limited Former name
  • Pocock Rutherford & Co (IFA) Ltd Former name
  • BP Sanders Independent Financial Advisers Former trading name
  • Pocock Rutherford & Co (IFA) Former trading name
  • Pocock Sanders Independent Financial Advisers Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07340110
Company status
Active
Company type
Private limited company
Incorporated
9 August 2010 (16 years old)
Registered office
Suite 7a, Building 6, Croxley Park, Hatters Lane, Watford, Hertfordshire, WD18 8YH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Charles Pocock Director Jun 1956 9 Aug 2010 19 other companies
Stuart Farrell Director Sep 1971 26 Mar 2015 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
9
are FCA-registered
2

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

£15.6k

−45% from £28.6k

Cash at bank

£110k

+215% from £34.8k

Owed within a year

£1.72m

+86% from £924k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07340110. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pocock Sanders’s history from the FCA register and Companies House, newest first.

Key events (9) All events (21)

2025

7 April 2025

  • Changed its registered name from "B.P. Sanders and Company Limited"

FCA register

2018

11 July 2018

  • Pocock Rutherford & Co. Ltd stopped being the majority owner

Companies House

1 January 2018

  • Stuart Farrell stopped being a part-owner

Companies House

2016

6 April 2016

  • David Pocock became the majority owner (50–75% of shares)
  • Pocock Rutherford & Co. Ltd became the majority owner (50–75% of shares)
  • Stuart Farrell became a part-owner (25–50% of shares)

Companies House

2015

18 May 2015

  • Changed its registered name from "Pocock Rutherford & Co (IFA) Ltd"

FCA register

2010

1 September 2010

  • Became an appointed representative

FCA register

9 August 2010

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Pocock Sanders

Other FCA-listed firms that share a director, phone number or address with Pocock Sanders. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1)
  • Who links each one: the named directors, with dates
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Firms like Pocock Sanders

Other firms of the same type (financial adviser), nearest first.

In Berkhamsted

Aurelian Financial Planning LtdBerkhamstedAppointed representativeJoanne MartinBerkhamstedAppointed representativePocock Rutherford & Co LimitedBerkhamstedAppointed representativeStringer MannBerkhamstedAppointed representativeQuadrant Pension Services LtdBerkhamstedAppointed representativeEdwards Associates Independent Wealth Advisers LTDBerkhamstedAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pocock Sanders

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 21 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pocock Sanders Limited FCA authorised?
Pocock Sanders Limited (FRN 530924) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pocock Sanders?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pocock Sanders Limited (FRN 530924) is an AR of ValidPath Financial Limited (FRN 836465). When you use Pocock Sanders's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pocock Sanders, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pocock Sanders’ phone number and website?
The FCA register lists the phone number 01442 876333 and the website pococksanders.co.uk for Pocock Sanders. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Pocock Sanders a scam or clone?
Pocock Sanders is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pocock Sanders?
Protection works through ValidPath Financial Limited, the principal firm responsible for Pocock Sanders's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pocock Sanders?
Companies House lists 2 people with significant control of Pocock Sanders: Mr David Pocock (50–75% of shares) and Mr Stuart Farrell (25–50% of shares). Before that, it was controlled by Pocock Rutherford & Co. Ltd.
Who runs Pocock Sanders?
Companies House lists 2 directors of Pocock Sanders: David Charles Pocock and Stuart Farrell.
How long has Pocock Sanders been in business?
The company was formed on 9 August 2010.
What do Pocock Sanders’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £15.6k (−45% from £28.6k) and cash at bank of £110k (+215% from £34.8k).
Does Pocock Sanders use any other names?
It has previously used 5 other names, including B.P. Sanders and Company Limited, Pocock Rutherford & Co (IFA) Ltd and BP Sanders Independent Financial Advisers.

Sources and links

The full report on Pocock Sanders Limited

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