Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £250k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
ValidPath Limited Reference number: 197107 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Quadrant Pension Services Ltd (FRN 1048473) is an AR of ValidPath Limited (FRN 197107). When you use Quadrant Pension Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Quadrant Pension Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
111-113 High Street, Berkhamsted, Hertfordshire, HP4 2JF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When quadrantpensions.co.uk first appeared online, and whether it can receive email
- What kind of line 01442 979905 is
- Who else gives the postcode HP4 2JF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08991406 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 April 2014 (12 years old)
- Registered office
- Suite 7a, Building 6, Croxley Park, Hatters Lane, Watford, Hertfordshire, WD18 8YH, England
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Charles Pocock | Director | Jun 1956 | 10 Apr 2014 | 19 other companies |
| Stuart Farrell | Director | Sep 1971 | 9 Dec 2015 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 21
- closed down
- 9
- are FCA-registered
- 2
In the full report: all 21 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£250k
Down £1,829 from −£248k
Cash at bank
£70
Down £87 from £157
Employees (average)
0
Same as 0
Total equity is negative: on its last balance sheet the company owed £250k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08991406. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Quadrant Pension Services’s history from the FCA register and Companies House, newest first.
2026
14 January 2026
- Became an appointed representative
FCA register
2020
14 May 2020
- Stephen Alan Ferrett no longer has significant control
Companies House
2016
6 April 2016
- David Charles Pocock became a part-owner (25–50% of shares)
- Stephen Alan Ferrett gained significant control
- Stuart Farrell became a part-owner (25–50% of shares)
Companies House
2014
10 April 2014
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 6
Firms connected to Quadrant Pension Services
Other FCA-listed firms that share a director, phone number or address with Quadrant Pension Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Quadrant Pension Services
Other firms of the same type (financial adviser), nearest first.
In Berkhamsted
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Quadrant Pension Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 21 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 12 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk