Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 October 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Philip Black Wealth Management Ltd (FRN 416141) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Philip Black Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Philip Black Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
30 Lombard Street, London, EC3V 9BQ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When philipblackwealthmanagement.co.uk first appeared online, and whether it can receive email
- What kind of line 020 8042 4448 is
- Whether EC3V 9BQ is a shared office: 226 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Philip Black Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- PHILIP BLACK WEALTH MANAGEMENT LIMITED
- Company number
- 08247096 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 October 2012 (14 years old)
- Registered office
- 6 Endwell Road, Bexhill-On-Sea, East Sussex, TN40 1EA
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Denise Linda Black | Director | Jul 1967 | 10 Oct 2012 | None |
| Philip James Black | Director | Aug 1967 | 10 Oct 2012 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Total equity
£1.72m
+15% from £1.50m
Cash at bank
£825k
+5.4% from £783k
Employees (average)
8
+14% from 7
Owed within a year
£1.51m
−10% from £1.68m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08247096. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Philip Black Wealth Management’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Philip James Black took control (75–100% of shares)
Companies House
2012
16 November 2012
- Changed its registered name from "Philip Black"
FCA register
10 October 2012
- Incorporated at Companies House
- Denise Linda Black appointed as a director
- Philip James Black appointed as a director
Companies House
2004
30 November 2004
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Philip Black Wealth Management
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In London
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Get the full report on Philip Black Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk