Philip Harper LLP: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2008
Accounts filed up to 31 March 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fmifa.com (opens in a new tab)
Phone number

01494 817151
Address

Penn Barn, By The Pond, Elm Road, Penn, High Wycombe, Buckinghamshire, HP10 8LB, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When fmifa.com first appeared online, and whether it can receive email
What kind of line 01494 817151 is, and the other firm that gives it
Who else gives the postcode HP10 8LB

Other names (2)

If you were contacted under any of these names, it is this firm.

Financial Management Trading name: A name it trades under now.
FMIFA Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC338200 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 19 June 2008 (18 years old)
Registered office: Penn Barn By The Pond, Elm Road, Penn, Buckinghamshire, HP10 8LB

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Janet Rosemary Harper	LLP designated member	Aug 1956	19 Jun 2008	1 other company
Philip Owen Harper	LLP designated member	Oct 1959	19 Jun 2008	2 other companies
Andrew John Robinson	LLP designated member	Mar 1966	1 Jan 2025	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 3 directors run together

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.86m

+4.5% from £1.78m

Cash at bank

£1.11m

+61% from £693k

Employees (average)

8

+14% from 7

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £2.01m, for the year to 30 September 2020.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC338200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Philip Harper’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2016

6 April 2016

Philip Owen Harper gained significant control

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2008

9 September 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

19 June 2008

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Philip Harper

Other FCA-listed firms that share a director, phone number or address with Philip Harper. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Philip Harper

Other firms of the same type (financial adviser), nearest first.

In High Wycombe

John Murphy Financial Management LimitedHigh WycombeAuthorised Priority Financial Planning LimitedHigh WycombeAuthorised West Frazier LimitedHigh WycombeAuthorised Applewood Financial Solutions LtdHigh WycombeAppointed representative CG Finance LtdHigh WycombeAppointed representative EJS Financial Planners LtdHigh WycombeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Philip Harper

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 14 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Philip Harper LLP FCA authorised?

Yes, Philip Harper LLP (FRN 485423) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2008 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Philip Harper’s phone number and website?

The FCA register lists the phone number 01494 817151 and the website fmifa.com for Philip Harper. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Philip Harper a scam or clone?

Philip Harper is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Philip Harper?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Philip Harper to the Financial Ombudsman Service, free of charge.

Who owns Philip Harper?

Companies House lists one person with significant control of Philip Harper: Mr Philip Owen Harper (significant influence or control).

Who runs Philip Harper?

Companies House lists 3 directors of Philip Harper: Janet Rosemary Harper, Philip Owen Harper and Andrew John Robinson.

How long has Philip Harper been in business?

The company was formed on 19 June 2008, and has held its current FCA authorisation since September 2008.

What do Philip Harper’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £1.86m (+4.5% from £1.78m) and cash at bank of £1.11m (+61% from £693k).

Does Philip Harper use any other names?

It trades as Financial Management and FMIFA.