Planned Future Wellbeing Ltd

Reference number: 1018440

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Interactive Investor Services Limited Reference number: 141282 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Planned Future Wellbeing Ltd (FRN 1018440) introduces customers to Interactive Investor Services Limited (FRN 141282). Any regulated advice or arranging is done by the principal, not Planned Future Wellbeing.
  • Example: if Planned Future Wellbeing refers you to a financial adviser, the advice should come from the principal firm, not from Planned Future Wellbeing itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When plannedfuture.co.uk first appeared online, and whether it can receive email
  • What kind of line 0344 967 2567 is
  • Who else gives the postcode CH1 2LE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Planned Future Wellbeing Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Interactive Investor Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09367736
Company status
Active
Company type
Private limited company
Incorporated
29 December 2014 (11 years old)
Registered office
Suite 3 3rd Floor, Refuge House, Watergate Row, Chester, Cheshire, CH1 2LE, United Kingdom
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
John Keith Chadwick Director Apr 1961 29 Dec 2014 5 other companies
Jennie Dorothy Chadwick Director Jul 1986 4 Jul 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
run together
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

−£127k

Down £47.4k from −£79.7k

Cash at bank

£13.1k

+185% from £4,610

Employees (average)

5

−17% from 6

Owed within a year

£172k

+68% from £103k

Total equity is negative: on its last balance sheet the company owed £127k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09367736. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Planned Future Wellbeing’s history from the FCA register and Companies House, newest first.

2025

15 March 2025

  • Changed its registered name from "Planned Future Wellbeing Limited"

FCA register

2024

21 August 2024

  • Changed its registered name from "PLANNED FUTURE WELLBEING LTD"
  • Became an introducer appointed representative

FCA register

4 July 2024

  • Jennie Dorothy Chadwick appointed as a director

Companies House

2016

29 December 2016

  • John Keith Chadwick took control (75–100% of shares)

Companies House

2014

29 December 2014

  • Incorporated at Companies House
  • John Keith Chadwick appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Planned Future Wellbeing

Other FCA-listed firms that share a director, phone number or address with Planned Future Wellbeing. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Planned Future Wellbeing

Other firms of the same type (investment or fund manager), nearest first.

In Chester

Quest Pay Solutions NE LimitedChesterAppointed representativeMarks and Spencer Unit Trust Management LimitedChesterAuthorisedCullimore Dutton Solicitors LimitedChesterAuthorisedDeepbridge Capital LLPChesterAuthorisedSL Investment Management LimitedChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Planned Future Wellbeing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Planned Future Wellbeing Ltd FCA authorised?
Planned Future Wellbeing Ltd (FRN 1018440) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Planned Future Wellbeing?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Planned Future Wellbeing Ltd (FRN 1018440) introduces customers to Interactive Investor Services Limited (FRN 141282). Any regulated advice or arranging is done by the principal, not Planned Future Wellbeing. Example: if Planned Future Wellbeing refers you to a financial adviser, the advice should come from the principal firm, not from Planned Future Wellbeing itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Planned Future Wellbeing’s phone number and website?
The FCA register lists the phone number 0344 967 2567 and the website plannedfuture.co.uk for Planned Future Wellbeing. If you were given different contact details, use these to check with the firm before going any further.
Is Planned Future Wellbeing a scam or clone?
Planned Future Wellbeing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Planned Future Wellbeing?
Protection works through Interactive Investor Services Limited, the principal firm responsible for Planned Future Wellbeing's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Planned Future Wellbeing?
Companies House lists one person with significant control of Planned Future Wellbeing: Mr John Keith Chadwick (75–100% of shares).
Who runs Planned Future Wellbeing?
Companies House lists 2 directors of Planned Future Wellbeing: John Keith Chadwick and Jennie Dorothy Chadwick.
How long has Planned Future Wellbeing been in business?
The company was formed on 29 December 2014.
What do Planned Future Wellbeing’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of −£127k (down £47.4k from −£79.7k) and cash at bank of £13.1k (+185% from £4,610).
Does Planned Future Wellbeing use any other names?
It has previously used the name Planned Future Wellbeing Limited.

Sources and links

The full report on Planned Future Wellbeing Ltd

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