Plymouth Education Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2024
Accounts are overdue at Companies House
One of its directors is also a director of a firm that is no longer authorised

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Plymouth Education Limited (FRN 1033573) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Plymouth Education.
Example: if Plymouth Education refers you to a financial adviser, the advice should come from the principal firm, not from Plymouth Education itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

plymouthcollege.com (opens in a new tab)
Phone number

01752 505107
Address

C/O Veale Wasbrough Vizards Llp, 24 King William Street, London, City Of London, EC4R 9AT, United Kingdom

In the full report: 3 background checks

When plymouthcollege.com first appeared online, and whether it can receive email
What kind of line 01752 505107 is
Who else gives the postcode EC4R 9AT

Other names (1)

If you were contacted under any of these names, it is this firm.

Plymouth College Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 16067801 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 November 2024 (1 year old)
Registered office: 124 Finchley Road, London, NW3 5JS, United Kingdom
Nature of business: Pre-primary education (SIC 85100)
Primary education (SIC 85200)
General secondary education (SIC 85310)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Shangqin Gao	Director	Feb 1977	19 Oct 2025	5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 3
went insolvent: 2

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
The 2 that went into liquidation or administration
The one on the FCA register, including one no longer authorised
All 3 people who have ever been directors, with their dates

Key dates in its history

Plymouth Education’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2025

31 December 2025

Shangqin Gao took control (75–100% of shares)
Yuchen Xia gave up control

Companies House

6 May 2025

Became an introducer appointed representative

FCA register

2024

8 November 2024

Incorporated at Companies House
Yuchen Xia took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (5 shown here)
Every director appointment and resignation: 5

Firms connected to Plymouth Education

Other FCA-listed firms that share a director, phone number or address with Plymouth Education. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
no longer authorised: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Plymouth Education

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representative Super Payments LtdLondonAppointed representative National Education UnionLondonAppointed representative Reed Learning LimitedLondonAppointed representative Royal Free London NHS Foundation TrustLondonAppointed representative ClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Plymouth Education

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Plymouth Education Limited FCA authorised?

Plymouth Education Limited (FRN 1033573) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Plymouth Education?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Plymouth Education Limited (FRN 1033573) introduces customers to Premium Credit Limited (FRN 702718). Any regulated advice or arranging is done by the principal, not Plymouth Education. Example: if Plymouth Education refers you to a financial adviser, the advice should come from the principal firm, not from Plymouth Education itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Plymouth Education’s phone number and website?

The FCA register lists the phone number 01752 505107 and the website plymouthcollege.com for Plymouth Education. If you were given different contact details, use these to check with the firm before going any further.

Is Plymouth Education a scam or clone?

Plymouth Education is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Plymouth Education?

Protection works through Premium Credit Limited, the principal firm responsible for Plymouth Education's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Plymouth Education?

Companies House lists one person with significant control of Plymouth Education: Mrs Shangqin Gao (75–100% of shares). Before that, it was controlled by Yuchen Xia.

Who runs Plymouth Education?

Companies House lists one director of Plymouth Education: Shangqin Gao.

How long has Plymouth Education been in business?

The company was formed on 8 November 2024.

Does Plymouth Education use any other names?

It trades as Plymouth College.