Post Office Limited

Reference number: 409080

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Post Office Limited (FRN 409080) is an AR of Post Office Management Services Limited (FRN 630318). When you use Post Office's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Post Office, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When postoffice.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 722 3344 is, and the 2 other firms that give it
  • Who else gives the postcode EC2V 7ER
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Post Office Money Trading name: A name it trades under now.
  • Post Office Ltd Former name: A name it was registered under before.
  • The Post Office Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Post Office Management Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 August 1987 (39 years old)
Registered office
100 Wood Street, London, EC2V 7ER, United Kingdom
Nature of business
  • Other retail sale in non-specialised stores (SIC 47190)
  • Postal activities under universal service obligation (SIC 53100)
  • Other telecommunications activities (SIC 61900)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon John Lewis Jeffreys Director Sep 1952 23 Mar 2023 None
Amanda Jane Burton Director Jan 1959 27 Apr 2023 11 other companies
Lorna Rachel Gratton Director Mar 1983 12 May 2023 1 other company
Andrew Atta Darfoor Director Mar 1974 20 Jun 2023 8 other companies
Nigel Railton Director Jan 1967 24 May 2024 6 other companies
Brian Alan Smith Director Feb 1977 4 Dec 2024 1 other company
Neil James Brocklehurst Director Jul 1976 20 Dec 2024 3 other companies
Emma Louise Branch Director Oct 1971 28 Jan 2025 None
Sarah Jane Barlow Director Sep 1973 28 Jan 2025 2 other companies
Richard James Hawkins Director Aug 1965 4 Mar 2025 3 other companies
Jonathan Slater Director Nov 1961 21 May 2025 1 other company
John Edward Michael Dillon Secretary Not published 14 Apr 2025 –

Other companies run by these 11 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
36
closed down
7
went insolvent
5

In the full report: all 36 companies, named

  • What each company does, and whether it is still trading
  • Which of these 11 directors sit on each board, and since when
  • The 5 that went into liquidation or administration
  • The 6 on the FCA register
  • All 79 people who have ever been directors, with their dates
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Key dates in its history

Post Office’s history from the FCA register and Companies House, newest first.

2024

4 July 2024

  • Changed its registered name from "Post Office Ltd"

FCA register

2017

12 June 2017

  • Postal Services Holding Company Limited gave up control

Companies House

2016

6 April 2016

  • Postal Services Holding Company Limited took control (75–100% of shares)
  • Secretary Of State For Business And Trade took control (75–100% of shares)

Companies House

2007

20 June 2007

  • Changed its registered name from "The Post Office"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

1987

13 August 1987

  • Incorporated at Companies House

Companies House

In the full report: all 150 events

  • All 150 events in its history (7 shown here)
  • Every director appointment and resignation: 142
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Firms connected to Post Office

Other FCA-listed firms that share a director, phone number or address with Post Office. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Post Office

Other firms of the same type (retailer), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Post Office

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 36 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 150 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Post Office Limited FCA authorised?
Post Office Limited (FRN 409080) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Post Office?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Post Office Limited (FRN 409080) is an AR of Post Office Management Services Limited (FRN 630318). When you use Post Office's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Post Office, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Post Office’s phone number and website?
The FCA register lists the phone number 0345 722 3344 and the website postoffice.co.uk for Post Office. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Post Office a scam or clone?
Post Office is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Post Office?
Protection works through Post Office Management Services Limited, the principal firm responsible for Post Office's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Post Office?
Companies House lists one person with significant control of Post Office: Secretary Of State For Business And Trade (75–100% of shares). Before that, it was controlled by Postal Services Holding Company Limited.
Who runs Post Office?
Companies House lists 11 directors of Post Office: Simon John Lewis Jeffreys, Amanda Jane Burton, Lorna Rachel Gratton, Andrew Atta Darfoor, Nigel Railton, Brian Alan Smith and 5 more.
How long has Post Office been in business?
The company was formed on 13 August 1987.
Does Post Office use any other names?
It trades as Post Office Money. It has previously used 2 other names: Post Office Ltd and The Post Office.

Sources and links

The full report on Post Office Limited

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