Premier Choice Loans Limited

Reference number: 705777

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07885 459702

  • Address

    7/1, 180 St. Vincent Street, Glasgow, Lanarkshire, G2 5SG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07885 459702 is
  • Who else gives the postcode G2 5SG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC253859
Company status
Active
Company type
Private limited company
Incorporated
6 August 2003 (23 years old)
Registered office
C/O Alexander Sloan, 7th Floor, 180, St. Vincent Street, Glasgow, G2 5SG, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Winston Zinger Director Jun 1952 6 Aug 2003 1 other company
Shirley Zinger Director Oct 1961 6 Aug 2003 None
Michael Winston Zinger Secretary Not published 6 Aug 2003 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£3,917

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£23.6k

+35% from £17.4k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC253859. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Premier Choice Loans’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

  • Michael Winston Zinger became a part-owner (25–50% of shares)
  • Shirley Zinger became a part-owner (25–50% of shares)

Companies House

2015

24 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

6 August 2003

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Premier Choice Loans

Other FCA-listed firms that share a director, phone number or address with Premier Choice Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Premier Choice Loans

Other firms of the same type (lender), nearest first.

In Glasgow

University Court of the University of GlasgowGlasgowAuthorisedAffordable Finance (South) LimitedGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Choice Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Premier Choice Loans Limited FCA authorised?
Yes, Premier Choice Loans Limited (FRN 705777) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Premier Choice Loans’ phone number?
The FCA register lists the phone number 07885 459702 for Premier Choice Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Choice Loans a scam or clone?
Premier Choice Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Choice Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Premier Choice Loans handles your money, so check the specific product before you commit. You can also refer complaints about Premier Choice Loans to the Financial Ombudsman Service, free of charge.
Who owns Premier Choice Loans?
Companies House lists 2 people with significant control of Premier Choice Loans: Mr Michael Winston Zinger (25–50% of shares) and Mrs Shirley Zinger (25–50% of shares).
Who runs Premier Choice Loans?
Companies House lists 2 directors of Premier Choice Loans: Michael Winston Zinger and Shirley Zinger.
How long has Premier Choice Loans been in business?
The company was formed on 6 August 2003, and has held its current FCA authorisation since November 2015.
What do Premier Choice Loans’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3,917 (no earlier figure to compare).

Sources and links

The full report on Premier Choice Loans Limited

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