Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
222 Armstrong Road, Luton, Bedfordshire, LU2 0FY, United Kingdom
In the full report: 2 background checks
- What kind of line 01582 280140 is, and the 7 other firms that give it
- Who else gives the postcode LU2 0FY
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- 07488 810163
Fake email addresses (3)
- info@premiumfinancesolutionsltd.net
- support@premium-finance-solutions.com
- support@premiumfinancesolutionsltd.net
Fake websites (1)
- premiumfinancesolutionsltd.com
The FCA warning these came from
- premiumfinancesolutionsltd.com 5 October 2022
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07186449 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 March 2010 (16 years old)
- Registered office
- 222 Armstrong Road, Luton, LU2 0FY, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rabinder Singh Takhar | Director | Feb 1965 | 3 Jul 2025 | 14 other companies |
| Tatiana Korenkova | Director | Jan 1972 | 11 Dec 2025 | 10 other companies |
| Emmia Louise Stratford | Director | May 1982 | 11 Dec 2025 | 12 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 21
- closed down
- 7
- went insolvent
- 3
In the full report: all 21 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The 3 that went into liquidation or administration
- The 10 on the FCA register, including one no longer authorised
- The 11 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£80.6k
+7.2% from £75.2k
Employees (average)
1
Same as 1
Owed within a year
£41.4k
−9.9% from £45.9k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07186449. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Premium Finance Solutions’s history from the FCA register and Companies House, newest first.
2025
28 August 2025
- Orchard Funding Group PLC took control (75–100% of shares)
- Paul Stuart Galloway gave up control
Companies House
2022
5 October 2022
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
6 April 2016
- Paul Stuart Galloway took control (75–100% of shares)
Companies House
21 March 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2010
11 March 2010
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (7 shown here)
- Every director appointment and resignation: 7
Firms connected to Premium Finance Solutions
Other FCA-listed firms that share a director, phone number or address with Premium Finance Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- share a director
- 8
- share its phone number
- 7
In the full report: all 8 connected firms, named
- How each is linked: shared directors (8), the same phone number (7), the same postcode (8)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Premium Finance Solutions
Other firms of the same type (lender), nearest first.
In Luton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Premium Finance Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 21 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 16 events in its history
- 8 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Premium Finance Solutions Limited FCA authorised?
What is Premium Finance Solutions’ phone number?
Is Premium Finance Solutions a scam or clone?
Is my money safe with Premium Finance Solutions?
Who owns Premium Finance Solutions?
Who runs Premium Finance Solutions?
How long has Premium Finance Solutions been in business?
What do Premium Finance Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: premiumfinancesolutionsltd.com fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk