Prime Choice Ltd

Reference number: 404646

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Prime Choice Ltd (FRN 404646) is an AR of LET INSURANCE SERVICES LTD (FRN 474985). When you use Prime Choice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Prime Choice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When primechoiceproperties.co.uk first appeared online, and whether it can receive email
  • What kind of line 01536 517951 is
  • Who else gives the postcode NN16 8XQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Let Insurance Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PRIME CHOICE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
13 May 1992 (34 years old)
Registered office
155 Wellingborough Road, Rushden, Northamptonshire, NN10 9TB
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
Mengistu Ghile Director Apr 1957 13 May 1992 5 other companies
Amaniel Mengistu Ghile Director Jun 1984 11 Nov 2013 4 other companies
Mengistu Ghile Secretary Not published 4 Feb 2004 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
still active
7
run together
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£203k

−2.4% from £208k

Cash at bank

£741k

−6.2% from £790k

Employees (average)

11

Same as 11

Owed within a year

£613k

−6.1% from £653k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02714310. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prime Choice’s history from the FCA register and Companies House, newest first.

2018

14 May 2018

  • Amaniel Mengistu Ghile gave up control

Companies House

2016

6 April 2016

  • Amaniel Mengistu Ghile took control (75–100% of shares)
  • Mengistu Ghile became the majority owner (50–75% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1992

13 May 1992

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Prime Choice

Other FCA-listed firms that share a director, phone number or address with Prime Choice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Prime Choice

Other firms of the same type (insurance broker), nearest first.

In the Northampton (NN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prime Choice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Prime Choice Ltd FCA authorised?
Prime Choice Ltd (FRN 404646) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Prime Choice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Prime Choice Ltd (FRN 404646) is an AR of LET INSURANCE SERVICES LTD (FRN 474985). When you use Prime Choice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Prime Choice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Prime Choice’s phone number and website?
The FCA register lists the phone number 01536 517951 and the website primechoiceproperties.co.uk for Prime Choice. If you were given different contact details, use these to check with the firm before going any further.
Is Prime Choice a scam or clone?
Prime Choice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prime Choice?
Protection works through Let Insurance Services Ltd, the principal firm responsible for Prime Choice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Prime Choice?
Companies House lists one person with significant control of Prime Choice: Mr Mengistu Ghile (50–75% of shares). Before that, it was controlled by Mr Amaniel Mengistu Ghile.
Who runs Prime Choice?
Companies House lists 2 directors of Prime Choice: Mengistu Ghile and Amaniel Mengistu Ghile.
How long has Prime Choice been in business?
The company was formed on 13 May 1992.
What do Prime Choice’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £203k (−2.4% from £208k) and cash at bank of £741k (−6.2% from £790k).

Sources and links

The full report on Prime Choice Ltd

£19.99 · Instant PDF download

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