Pro Start Pensions Limited
Reference number: 1007731
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 September 2025
- On its latest accounts it owed £4,259 more than it owned
Responsible principal firm
2 Plan Wealth Management Limited Reference number: 461598 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Pro Start Pensions Limited (FRN 1007731) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Pro Start Pensions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Pro Start Pensions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
15 Turnbury Close, Euxton, Chorley, Lancashire, PR7 6FF, United Kingdom
In the full report: 3 background checks
- When prostartpensions.co.uk first appeared online, and whether it can receive email
- What kind of line 07395 334514 is
- Who else gives the postcode PR7 6FF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15163270 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 September 2023 (3 years old)
- Registered office
- 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, PR2 2YP, England
- Nature of business
-
- Pension funding (SIC 65300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul James Rowe | Director | Feb 1977 | 25 Sep 2023 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
−£4,259
Up £14.7k from −£18.9k
Cash at bank
£12.9k
+440% from £2,394
Employees (average)
1
Same as 1
Owed within a year
£18.4k
−14% from £21.4k
Net assets are negative: on its last balance sheet the company owed £4,259 more than it owned.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15163270. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Pro Start Pensions’s history from the FCA register and Companies House, newest first.
2024
3 January 2024
- Became an appointed representative
FCA register
2023
25 September 2023
- Incorporated at Companies House
- Paul James Rowe took control (75–100% of shares)
- Paul James Rowe appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Pro Start Pensions
Other FCA-listed firms that share a director, phone number or address with Pro Start Pensions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Pro Start Pensions
Other firms of the same type (financial adviser), nearest first.
In Chorley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pro Start Pensions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 4 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Pro Start Pensions Limited FCA authorised?
What does appointed representative mean for Pro Start Pensions?
What is Pro Start Pensions’ phone number and website?
Is Pro Start Pensions a scam or clone?
Is my money safe with Pro Start Pensions?
Who owns Pro Start Pensions?
Who runs Pro Start Pensions?
How long has Pro Start Pensions been in business?
What do Pro Start Pensions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk