Prudence Brokers (UK) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
Accounts filed up to 31 December 2025
Confirmation statement is overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

prudence-uk.com (opens in a new tab)
Phone number

07810 553153
Address

Flat 6, The Hop House, Colchester Road, West Bergholt, Colchester, Essex, CO6 3NW, United Kingdom

In the full report: 3 background checks

When prudence-uk.com first appeared online, and whether it can receive email
What kind of line 07810 553153 is, and the other firm that gives it
Who else gives the postcode CO6 3NW

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 10354646 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 September 2016 (10 years old)
Registered office: 820 The Crescent, Colchester Business Park, Colchester, Essex, CO4 9YQ, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Hemchandra Chanorabhan Barke	Director	Oct 1975	1 Sep 2016	None
Poonam Hemchandra Barke	Director	Oct 1975	1 Sep 2016	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£12.0k

No earlier figure to compare

Employees (average)

0

−100% from 2

Owed within a year

£5,247

+173% from £1,920

Total equity

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10354646. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prudence Brokers (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2017

6 November 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

1 September 2016

Incorporated at Companies House
Hemchandra Chanorabhan Barke became a part-owner (25–50% of shares)
Poonam Hemchandra Barke became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Prudence Brokers (UK)

Other FCA-listed firms that share a director, phone number or address with Prudence Brokers (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Prudence Brokers (UK)

Other firms of the same type (insurance broker), nearest first.

In Colchester

Abco Insurance Services LimitedColchesterAuthorised Accelerant Agency Limited UK BranchColchesterAuthorised Arc Legal Assistance LimitedColchesterAuthorised Assure-U International LtdColchesterAuthorised Breeze Underwriting LimitedColchesterSee the register Brokersure LtdColchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prudence Brokers (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Prudence Brokers (UK) Limited FCA authorised?

Yes, Prudence Brokers (UK) Limited (FRN 783381) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Prudence Brokers (UK)’s phone number and website?

The FCA register lists the phone number 07810 553153 and the website prudence-uk.com for Prudence Brokers (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Prudence Brokers (UK) a scam or clone?

Prudence Brokers (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Prudence Brokers (UK)?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Prudence Brokers (UK) to the Financial Ombudsman Service, free of charge.

Who owns Prudence Brokers (UK)?

Companies House lists 2 people with significant control of Prudence Brokers (UK): Mrs Poonam Hemchandra Barke (25–50% of shares) and Mr Hemchandra Chanorabhan Barke (25–50% of shares).

Who runs Prudence Brokers (UK)?

Companies House lists 2 directors of Prudence Brokers (UK): Hemchandra Chanorabhan Barke and Poonam Hemchandra Barke.

How long has Prudence Brokers (UK) been in business?

The company was formed on 1 September 2016, and has held its current FCA authorisation since November 2017.

What do Prudence Brokers (UK)’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £12.0k (no earlier figure to compare).