Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 June 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Quantum Financial Planning Limited (FRN 1017020) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Quantum Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Quantum Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
30 Lombard Street, London, City Of London, EC3V 9BQ, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07342 853494 is
- Whether EC3V 9BQ is a shared office: 222 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Quantum Financial Planning Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15756255 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 June 2024 (2 years old)
- Registered office
- 416 Green Lane, Ilford, IG3 9JX, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ruben Lucas Lo | Director | Nov 1997 | 2 Jun 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£15.6k
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£7,722
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15756255. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Quantum Financial Planning’s history from the FCA register and Companies House, newest first.
2025
21 November 2025
- Changed its registered name from "Quantum Financial Planning Ltd"
FCA register
2024
12 August 2024
- Changed its registered name from "Quantum Financial Planning Limited"
- Became an appointed representative
FCA register
2 June 2024
- Incorporated at Companies House
- Ruben Lucas Lo took control (75–100% of shares)
- Ruben Lucas Lo appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Quantum Financial Planning
Other firms of the same type (financial adviser), nearest first.
In London
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- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 6 events in its history
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Frequently asked questions about this firm
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Does Quantum Financial Planning use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk