R & A Windows Limited

Reference number: 1049417

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • R & A Windows Limited (FRN 1049417) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not R & A Windows.
  • Example: if R & A Windows refers you to a financial adviser, the advice should come from the principal firm, not from R & A Windows itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When randawindows.co.uk first appeared online, and whether it can receive email
  • What kind of line 01276 609200 is
  • Who else gives the postcode GU47 0PR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05074295
Company status
Active
Company type
Private limited company
Incorporated
16 March 2004 (22 years old)
Registered office
414 Yorktown Road, Sandhurst, Berkshire, GU47 0PR
Nature of business
  • Glazing (SIC 43342)

Directors and company secretaries

Name Role Born Appointed Other companies
Allan Horner Director Jan 1964 16 Mar 2004 None
Karen Horner Director Oct 1963 16 Mar 2004 1 other company
Karen Horner Secretary Not published 16 Mar 2004 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

−£85.4k

Down £6,188 from −£79.2k

Cash at bank

£21.6k

+326% from £5,086

Employees (average)

6

Same as 6

Owed within a year

£172k

+14% from £150k

Net assets are negative: on its last balance sheet the company owed £85.4k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05074295. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R & A Windows’s history from the FCA register and Companies House, newest first.

2026

21 January 2026

  • Became an introducer appointed representative

FCA register

2020

19 February 2020

  • Karen Horner became a part-owner (25–50% of shares)

Companies House

2017

16 March 2017

  • Allan Horner became a part-owner (25–50% of shares)

Companies House

2004

16 March 2004

  • Incorporated at Companies House
  • Allan Horner appointed as a director
  • Karen Horner appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to R & A Windows

Other FCA-listed firms that share a director, phone number or address with R & A Windows. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like R & A Windows

Other firms of the same type (home improvement or trades), nearest first.

In Sandhurst

ProAirUK LtdSandhurstAppointed representative

In the Guildford (GU) postcode area

Cristal Windows Doors & Conservatories LimitedFleetAppointed representativeD & Z Bathrooms, Plumbing & Heating LtdAldershotAppointed representativeDJE Airconditioning LtdCranleighAppointed representativeDS gas services LtdCamberleyAppointed representativeDtm Heating and Plumbing Solutions LtdBordonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R & A Windows

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R & A Windows Limited FCA authorised?
R & A Windows Limited (FRN 1049417) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for R & A Windows?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. R & A Windows Limited (FRN 1049417) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not R & A Windows. Example: if R & A Windows refers you to a financial adviser, the advice should come from the principal firm, not from R & A Windows itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R & A Windows’ phone number and website?
The FCA register lists the phone number 01276 609200 and the website randawindows.co.uk for R & A Windows. If you were given different contact details, use these to check with the firm before going any further.
Is R & A Windows a scam or clone?
R & A Windows is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R & A Windows?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for R & A Windows's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns R & A Windows?
Companies House lists 2 people with significant control of R & A Windows: Mrs Karen Horner (25–50% of shares) and Mr Allan Horner (25–50% of shares).
Who runs R & A Windows?
Companies House lists 2 directors of R & A Windows: Allan Horner and Karen Horner.
How long has R & A Windows been in business?
The company was formed on 16 March 2004.
What do R & A Windows’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£85.4k (down £6,188 from −£79.2k) and cash at bank of £21.6k (+326% from £5,086).

Sources and links

The full report on R & A Windows Limited

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