R O Bayston, M E Constable, A Z Matthews & D R Harrison

Reference number: 407950

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Appointed representative

R O Bayston, M E Constable, A Z Matthews & D R Harrison does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R O Bayston, M E Constable, A Z Matthews & D R Harrison (FRN 407950) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R O Bayston, M E Constable, A Z Matthews & D R Harrison's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R O Bayston, M E Constable, A Z Matthews & D R Harrison, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01249 655221

  • Address

    NFU Mutual South Cotswolds, Sherston Mill, Brook Hill, Sherston, Wiltshire, SN16 0NQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01249 655221 is
  • Who else gives the postcode SN16 0NQ
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Other names (18)

If you were contacted under any of these names, it is this firm.

  • Bayston, Constable, Matthews & Harrison Trading name
  • J M L Price Former name
  • J M L Price & M E Constable Former name
  • JML Price & P.H. Imber Former name
  • Mark E Constable Former name
  • M E Constable & C M Trude Former name
  • R O Bayston, M E Constable & A Z Wilmot-Frost Former name
  • R O Bayston, M E Constable, A Z Wilmot-Frost & D R Harrison Former name
  • R O Bayston, M E Constable, C M Dicks & A Z Matthews Former name
  • R O Bayston, M E Constable, C M Dicks & A Z Wilmot-Frost Former name
  • R O Bayston, M E Constable & C M Trude Former name
  • R O Bayston, M E Constable, C M Trude & A Z Matthews Former name
  • Bayston, Constable, Dicks & Matthews Former trading name
  • Bayston, Constable, Dicks & Wilmot-Frost Former trading name
  • Bayston, Constable, Trude & Matthews Former trading name
  • Bayston, Constable & Wilmot-Frost Former trading name
  • Bayston, Constable, Wilmot-Frost & Harrison Former trading name
  • M E Constable Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (12) All events (25)

2026

28 October 2026

  • Changed its registered name from "R O Bayston, M E Constable, A Z Wilmot-Frost & D R Harrison"

FCA register

2025

31 January 2025

  • Changed its registered name from "R O Bayston, M E Constable & A Z Wilmot-Frost"

FCA register

2024

9 October 2024

  • Changed its registered name from "R O Bayston, M E Constable, C M Dicks & A Z Wilmot-Frost"

FCA register

15 January 2024

  • Changed its registered name from "R O Bayston, M E Constable, C M Dicks & A Z Matthews"

FCA register

2021

26 October 2021

  • Changed its registered name from "R O Bayston, M E Constable, C M Trude & A Z Matthews"

FCA register

12 August 2021

  • Changed its registered name from "R O Bayston, M E Constable & C M Trude"

FCA register

2020

15 May 2020

  • Changed its registered name from "M E Constable & C M Trude"

FCA register

15 April 2020

  • Changed its registered name from "Mark E Constable"

FCA register

2019

13 June 2019

  • Changed its registered name from "J M L Price & M E Constable"

FCA register

2013

11 July 2013

  • Changed its registered name from "J M L Price"

FCA register

3 May 2013

  • Changed its registered name from "JML Price & P.H. Imber"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

In the full report: all 25 events

  • All 25 events in its history (12 shown here)
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Similar firms

Other firms of the same type (insurance broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 25 events in its history

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Frequently asked questions about this firm

Is R O Bayston, M E Constable, A Z Matthews & D R Harrison FCA authorised?
R O Bayston, M E Constable, A Z Matthews & D R Harrison (FRN 407950) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R O Bayston, M E Constable, A Z Matthews & D R Harrison?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R O Bayston, M E Constable, A Z Matthews & D R Harrison (FRN 407950) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R O Bayston, M E Constable, A Z Matthews & D R Harrison's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R O Bayston, M E Constable, A Z Matthews & D R Harrison, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R O Bayston, M E Constable, A Z Matthews & D R Harrison’s phone number?
The FCA register lists the phone number 01249 655221 for R O Bayston, M E Constable, A Z Matthews & D R Harrison. If you were given different contact details, use these to check with the firm before going any further.
Is R O Bayston, M E Constable, A Z Matthews & D R Harrison a scam or clone?
R O Bayston, M E Constable, A Z Matthews & D R Harrison is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R O Bayston, M E Constable, A Z Matthews & D R Harrison?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for R O Bayston, M E Constable, A Z Matthews & D R Harrison's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does R O Bayston, M E Constable, A Z Matthews & D R Harrison use any other names?
It trades as Bayston, Constable, Matthews & Harrison. It has previously used 17 other names, including J M L Price, J M L Price & M E Constable and JML Price & P.H. Imber.

Sources and links

The full report on R O Bayston, M E Constable, A Z Matthews & D R Harrison

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