R&S Associates Financial Planning Limited

Reference number: 827417

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hfmcwealth.com first appeared online, and whether it can receive email
  • What kind of line 020 7400 4700 is, and the 5 other firms that give it
  • Who else gives the postcode EC1M 4NA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09763763
Company status
Active
Company type
Private limited company
Incorporated
5 September 2015 (11 years old)
Registered office
Hfmc House, New Road, Weybridge, Surrey, KT13 9BW, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Ellis Waller Director Jan 1973 16 Jan 2023 2 other companies
John Nicolas Jeremy Hoyland Director Sep 1958 16 Jan 2023 10 other companies
Ross Hamilton Ibbotson Director Feb 1976 16 Jan 2023 24 other companies
Philip Richard Patient Director Oct 1975 16 Jan 2023 18 other companies
James Roberts Director Jul 1976 24 Jul 2025 6 other companies
Lisa Judy Hessey Director Mar 1975 23 Jul 2026 5 other companies
Lee Paris Secretary Not published 24 Jan 2025 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
12
are FCA-registered
6

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register, including one no longer authorised
  • The 18 companies these 6 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 5 April 2024Full accountsAudited

Turnover

£576k

Not compared: the previous accounts cover a different length of time

Profit before tax

£66.6k

Not compared: the previous accounts cover a different length of time

Total equity

£144k

−62% from £383k

Cash at bank

£55.4k

−86% from £389k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09763763. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R&S Associates Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (10) All events (26)

2023

16 January 2023

  • Board replaced: its only director left and 5 new directors took over
  • Allison Mary Lane stopped being a part-owner
  • Hfmc Group Holdings Ltd took control (75–100% of shares)
  • Vincent Andrew Lane stopped being the majority owner

Companies House

2019

3 June 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2018

19 September 2018

  • Allison Mary Lane became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Vincent Andrew Lane became the majority owner (50–75% of shares)

Companies House

2015

5 September 2015

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (10 shown here)
  • Every director appointment and resignation: 14
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Firms connected to R&S Associates Financial Planning

Other FCA-listed firms that share a director, phone number or address with R&S Associates Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
5
share its phone number
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (5), the same phone number (5), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like R&S Associates Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R&S Associates Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 26 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R&S Associates Financial Planning Limited FCA authorised?
Yes, R&S Associates Financial Planning Limited (FRN 827417) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is R&S Associates Financial Planning’s phone number and website?
The FCA register lists the phone number 020 7400 4700 and the website hfmcwealth.com for R&S Associates Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is R&S Associates Financial Planning a scam or clone?
R&S Associates Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R&S Associates Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about R&S Associates Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns R&S Associates Financial Planning?
R&S Associates Financial Planning is owned by Hfmc Group Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 January 2023. Before that, it was controlled by Mrs Allison Mary Lane and Mr Vincent Andrew Lane.
Who runs R&S Associates Financial Planning?
Companies House lists 6 directors of R&S Associates Financial Planning: Mark Ellis Waller, John Nicolas Jeremy Hoyland, Ross Hamilton Ibbotson, Philip Richard Patient, James Roberts and Lisa Judy Hessey.
How long has R&S Associates Financial Planning been in business?
The company was formed on 5 September 2015, and has held its current FCA authorisation since June 2019.
What do R&S Associates Financial Planning’s latest accounts show?
Its latest accounts, to 5 April 2024, show turnover of £576k (not compared: the previous accounts cover a different length of time) and profit before tax of £66.6k (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on R&S Associates Financial Planning Limited

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