Rachmas Financial Management Ltd

Reference number: 941341

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rfm.ltd first appeared online, and whether it can receive email
  • What kind of line 020 3582 3876 is
  • Who else gives the postcode EC4M 5SB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Translatum Consulting Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07377989
Company status
Active
Company type
Private limited company
Incorporated
16 September 2010 (16 years old)
Registered office
11 Greenleaf House Darkes Lane, Potters Bar, Hertfordshire, EN6 1AE, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
John Eion Cusack Director Jun 1965 16 Sep 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2026Small company accountsNot audited

Net assets

£38.0k

−36% from £59.5k

Cash at bank

£64.6k

+1.4% from £63.7k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07377989. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rachmas Financial Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2022

8 March 2022

  • Rosaleen Cusack stopped being a part-owner

Companies House

14 February 2022

  • Changed its registered name from "Translatum Consulting Ltd"

FCA register

2021

7 May 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • John Cusack took control (75–100% of shares)
  • Rosaleen Cusack became a part-owner (25–50% of shares)

Companies House

2010

16 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms like Rachmas Financial Management

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rachmas Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Rachmas Financial Management Ltd FCA authorised?
Yes, Rachmas Financial Management Ltd (FRN 941341) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Rachmas Financial Management’s phone number and website?
The FCA register lists the phone number 020 3582 3876 and the website rfm.ltd for Rachmas Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Rachmas Financial Management a scam or clone?
Rachmas Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rachmas Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rachmas Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Rachmas Financial Management?
Companies House lists one person with significant control of Rachmas Financial Management: Mr John Cusack (75–100% of shares). Before that, it was controlled by Mrs Rosaleen Cusack.
Who runs Rachmas Financial Management?
Companies House lists one director of Rachmas Financial Management: John Eion Cusack.
How long has Rachmas Financial Management been in business?
The company was formed on 16 September 2010, and has held its current FCA authorisation since May 2021.
What do Rachmas Financial Management’s latest accounts show?
Its latest accounts, to 30 September 2026, show net assets of £38.0k (−36% from £59.5k) and cash at bank of £64.6k (+1.4% from £63.7k).
Does Rachmas Financial Management use any other names?
It has previously used the name Translatum Consulting Ltd.

Sources and links

The full report on Rachmas Financial Management Ltd

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