Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 September 2025
Responsible principal firm
Fintuity Limited Reference number: 814106 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- RAE Financial Advisory Services LTD (FRN 1003156) is an AR of Fintuity Limited (FRN 814106). When you use RAE Financial Advisory Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from RAE Financial Advisory Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
59 Northumberland Way, Manchester, Manchester, M22 4UG, United Kingdom
In the full report: 2 background checks
- What kind of line 07957 656773 is
- Who else gives the postcode M22 4UG
Other names (1)
If you were contacted under any of these names, it is this firm.
- RAE Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Fintuity Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15119197 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 September 2023 (3 years old)
- Registered office
- 59 Northumberland Way, Manchester, M22 4UG, England
- Nature of business
-
- Life insurance (SIC 65110)
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ramzy Abu-Eda | Director | Jun 1967 | 6 Sep 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£7,694
−10% from £8,576
Employees (average)
1
Same as 1
Owed within a year
£25.0k
+341% from £5,666
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15119197. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
RAE Financial Advisory Services’s history from the FCA register and Companies House, newest first.
2023
27 October 2023
- Became an appointed representative
FCA register
6 September 2023
- Incorporated at Companies House
- Ramzy Abu-Eda took control (75–100% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 1
Firms like RAE Financial Advisory Services
Other firms of the same type (financial adviser), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on RAE Financial Advisory Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is RAE Financial Advisory Services LTD FCA authorised?
What does appointed representative mean for RAE Financial Advisory Services?
What is RAE Financial Advisory Services’ phone number?
Is RAE Financial Advisory Services a scam or clone?
Is my money safe with RAE Financial Advisory Services?
Who owns RAE Financial Advisory Services?
Who runs RAE Financial Advisory Services?
How long has RAE Financial Advisory Services been in business?
What do RAE Financial Advisory Services’ latest accounts show?
Does RAE Financial Advisory Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk