RCH UK Group Ltd.

Reference number: 972290

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • RCH UK Group Ltd. (FRN 972290) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not RCH UK Group.
  • Example: if RCH UK Group refers you to a financial adviser, the advice should come from the principal firm, not from RCH UK Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0800 088 5537

  • Address

    Unit 10, 70 Strathclyde Street, Glasgow, Lanarkshire, G40 4JR, United Kingdom

In the full report: 2 background checks

  • What kind of line 0800 088 5537 is
  • Who else gives the postcode G40 4JR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 August 2019 (7 years old)
Registered office
Unit 1 Camelon Street, Carntyne Industrial Estate, Glasgow, G32 6AF, Scotland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert John Johnston Director Jul 1985 21 Aug 2019 None
Siobhan Donnelly Secretary Not published 12 Nov 2024 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

16 months to 31 December 2025Small company accountsNot audited

Net assets

£249k

+262% from £68.9k

Cash at bank

£203k

+413% from £39.6k

Employees (average)

14

+180% from 5

Owed within a year

£427k

+167% from £160k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC639411. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RCH UK Group’s history from the FCA register and Companies House, newest first.

2023

12 December 2023

  • Barrie Knox no longer has significant control

Companies House

2022

17 March 2022

  • Became an introducer appointed representative

FCA register

2021

17 June 2021

  • Barrie Knox gained significant control

Companies House

2019

21 August 2019

  • Incorporated at Companies House
  • Robert John Johnston took control (75–100% of shares)
  • Robert John Johnston appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like RCH UK Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RCH UK Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is RCH UK Group Ltd. FCA authorised?
RCH UK Group Ltd. (FRN 972290) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for RCH UK Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. RCH UK Group Ltd. (FRN 972290) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not RCH UK Group. Example: if RCH UK Group refers you to a financial adviser, the advice should come from the principal firm, not from RCH UK Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RCH UK Group’s phone number?
The FCA register lists the phone number 0800 088 5537 for RCH UK Group. If you were given different contact details, use these to check with the firm before going any further.
Is RCH UK Group a scam or clone?
RCH UK Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RCH UK Group?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for RCH UK Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RCH UK Group?
Companies House lists one person with significant control of RCH UK Group: Robert John Johnston (75–100% of shares). Before that, it was controlled by Mr Barrie Knox.
Who runs RCH UK Group?
Companies House lists one director of RCH UK Group: Robert John Johnston.
How long has RCH UK Group been in business?
The company was formed on 21 August 2019.
What do RCH UK Group’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £249k (+262% from £68.9k) and cash at bank of £203k (+413% from £39.6k).

Sources and links

The full report on RCH UK Group Ltd.

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