Reed Financial Inclusion Limited

Reference number: 999404

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RICHDALE BROKERS AND FINANCIAL SERVICES LTD. Reference number: 769876 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reed Financial Inclusion Limited (FRN 999404) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Reed Financial Inclusion's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reed Financial Inclusion, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7708 6000

  • Address

    Academy Court, 94 Chancery Lane, Camden, London, WC2A 1DT, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7708 6000 is
  • Who else gives the postcode WC2A 1DT
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12031761
Company status
Active
Company type
Private limited company
Incorporated
4 June 2019 (7 years old)
Registered office
Academy Court, 94 Chancery Lane, London, WC2A 1DT, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Donna Murrell Director May 1979 4 Jun 2019 5 other companies
Steven Beggs Director Nov 1975 4 Jun 2019 4 other companies
Patrick Widdowson Director Mar 1971 13 Dec 2022 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
run together
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Reed Financial Inclusion’s history from the FCA register and Companies House, newest first.

Key events (4) All events (20)

2023

10 July 2023

  • Became an appointed representative

FCA register

2019

4 June 2019

  • Incorporated at Companies House
  • James Andrew Reed gained significant control
  • Reed In Partnership Limited took control (75–100% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (4 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Firms like Reed Financial Inclusion

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reed Financial Inclusion

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 20 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Reed Financial Inclusion Limited FCA authorised?
Reed Financial Inclusion Limited (FRN 999404) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reed Financial Inclusion?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reed Financial Inclusion Limited (FRN 999404) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Reed Financial Inclusion's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reed Financial Inclusion, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Reed Financial Inclusion’s phone number?
The FCA register lists the phone number 020 7708 6000 for Reed Financial Inclusion. If you were given different contact details, use these to check with the firm before going any further.
Is Reed Financial Inclusion a scam or clone?
Reed Financial Inclusion is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reed Financial Inclusion?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for Reed Financial Inclusion's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Reed Financial Inclusion?
Reed Financial Inclusion is owned by Reed In Partnership Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 4 June 2019.
Who runs Reed Financial Inclusion?
Companies House lists 3 directors of Reed Financial Inclusion: Donna Murrell, Steven Beggs and Patrick Widdowson.
How long has Reed Financial Inclusion been in business?
The company was formed on 4 June 2019.

Sources and links

The full report on Reed Financial Inclusion Limited

£19.99 · Instant PDF download

Loading secure checkout…