Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 November 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Regent Dow Wealth Ltd (FRN 794759) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Regent Dow Wealth's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Regent Dow Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
30 Lombard Street, London, EC3V 9BQ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When regentdow.co.uk first appeared online, and whether it can receive email
- What kind of line 07305 833846 is
- Whether EC3V 9BQ is a shared office: 222 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- REGENT DOW WEALTH LIMITED
- Company number
- 11056370 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 November 2017 (8 years old)
- Registered office
- 1 Queens Parade, Brownlow Road, London, N11 2DN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Cieran Downes | Director | Feb 1984 | 9 Nov 2017 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 5
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£892k
Up £873k from £19.0k
Owed within a year
£74.9k
Up £74.9k from £0
The accounts for the year to 30 November 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £135k, for the year to 30 November 2023.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11056370. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Regent Dow Wealth’s history from the FCA register and Companies House, newest first.
2017
22 November 2017
- Became an appointed representative
FCA register
9 November 2017
- Incorporated at Companies House
- Cieran Downes took control (75–100% of shares)
- Cieran Downes appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Regent Dow Wealth
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Regent Dow Wealth
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 4 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Regent Dow Wealth Ltd FCA authorised?
What does appointed representative mean for Regent Dow Wealth?
What is Regent Dow Wealth’s phone number and website?
Is Regent Dow Wealth a scam or clone?
Is my money safe with Regent Dow Wealth?
Who owns Regent Dow Wealth?
Who runs Regent Dow Wealth?
How long has Regent Dow Wealth been in business?
What do Regent Dow Wealth’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk