Rettie & Company Limited
Reference number: 624034
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 1993
- Accounts filed up to 30 April 2025
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Rettie & Company Limited (FRN 624034) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Rettie & Company's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Rettie & Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Deuchrie, Dunbar, East Lothian, EH42 1TG, United Kingdom
In the full report: 3 background checks
- When rettie.co.uk first appeared online, and whether it can receive email
- What kind of line 0131 220 4160 is
- Who else gives the postcode EH42 1TG
Other names (1)
If you were contacted under any of these names, it is this firm.
- Rettie & Company Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC144330 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 May 1993 (33 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Real estate agencies (SIC 68310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon James Rettie | Director | Oct 1962 | 11 May 1993 | 10 other companies |
| Susan Margaret Rettie | Director | Sep 1960 | 7 Oct 1997 | 3 other companies |
| Matthew James Benson | Director | Jun 1966 | 22 Jul 2002 | 20 other companies |
| David Gibson | Secretary | Not published | 3 May 2010 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 27
- closed down
- 10
- went insolvent
- 1
In the full report: all 27 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 5 companies these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£16.5m
+46% from £11.3m
Profit before tax
£1.70m
+47% from £1.16m
Net assets
£5.45m
+22% from £4.46m
Cash at bank
£8.15m
+11% from £7.33m
Turnover and profit
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
The figures for the year to 30 April 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.
These are group figures: the firm and the companies it owns, combined.
Accounts filed at Companies House for company SC144330. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Rettie & Company’s history from the FCA register and Companies House, newest first.
2024
7 November 2024
- Changed its registered name from "Rettie & Company Ltd"
FCA register
2016
30 April 2016
- Simon James Rettie became a part-owner (25–50% of shares)
Companies House
2014
23 May 2014
- Became an appointed representative
FCA register
1993
11 May 1993
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (4 shown here)
- Every director appointment and resignation: 13
Firms connected to Rettie & Company
Other FCA-listed firms that share a director, phone number or address with Rettie & Company. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Rettie & Company
Other firms of the same type (insurance broker), nearest first.
In the Edinburgh (EH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Rettie & Company
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 27 other companies its directors have run, named
- 3 background checks on its contact details
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk