Richard Procter

Reference number: 826197

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Authorised by the FCA

Richard Procter is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mycarandfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01423 869441 is
  • Who else gives the postcode HG5 9ET
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • My Car And Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Richard Procter’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2018

18 December 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Richard Procter

Other firms of the same type (credit broker), nearest first.

In Knaresborough

Goldsborough Asset Finance LimitedKnaresboroughAppointed representative

In the Harrogate (HG) postcode area

David SmithHarrogateAuthorisedEthos Asset Finance LimitedHarrogateAuthorisedReadings of HarrogateHarrogateAuthorisedBen Robinson Finance LimitedRiponAppointed representativeJAP UK Holdings LtdHarrogateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Procter

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Richard Procter FCA authorised?
Yes, Richard Procter (FRN 826197) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Richard Procter’s phone number and website?
The FCA register lists the phone number 01423 869441 and the website mycarandfinance.co.uk for Richard Procter. If you were given different contact details, use these to check with the firm before going any further.
Is Richard Procter a scam or clone?
Richard Procter is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Procter?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Richard Procter handles your money, so check the specific product before you commit. You can also refer complaints about Richard Procter to the Financial Ombudsman Service, free of charge.
Does Richard Procter use any other names?
It trades as My Car And Finance.

Sources and links

The full report on Richard Procter

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