Ridland Wealth Management Limited

Reference number: 401701

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ridland Wealth Management Limited (FRN 401701) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ridland Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ridland Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ridlandwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 560 1065 is
  • Who else gives the postcode EH3 8HQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Forbes Ridland Former name
  • Katie Ridland Former name
  • The Ridland Practice Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC392605
Company status
Active
Company type
Private limited company
Incorporated
1 February 2011 (15 years old)
Registered office
18 Atholl Crescent, Edinburgh, EH3 8HQ, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Katherine Helen Ridland Director Nov 1971 1 Feb 2011 None
Robert Forbes Ridland Director May 1942 15 Mar 2021 1 other company
Katherine Helen Ridland Secretary Not published 1 Feb 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Ridland Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

  • Katherine Helen Ridland took control (75–100% of shares)

Companies House

2015

22 May 2015

  • Changed its registered name from "Katie Ridland"

FCA register

2011

1 February 2011

  • Incorporated at Companies House

Companies House

2008

9 April 2008

  • Changed its registered name from "Forbes Ridland"

FCA register

2004

29 June 2004

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Ridland Wealth Management

Other FCA-listed firms that share a director, phone number or address with Ridland Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Ridland Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Skyscanner LtdEdinburghAppointed representativeArnold Clark Insurance Services LimitedEdinburghAppointed representativeDun Eideann Property LimitedEdinburghAppointed representativeAdvantage Home Finance LtdEdinburghAppointed representativeCharles White LtdEdinburghAppointed representativeCommercial Risk Services LtdEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ridland Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ridland Wealth Management Limited FCA authorised?
Ridland Wealth Management Limited (FRN 401701) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ridland Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ridland Wealth Management Limited (FRN 401701) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ridland Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ridland Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ridland Wealth Management’s phone number and website?
The FCA register lists the phone number 0131 560 1065 and the website ridlandwealth.co.uk for Ridland Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Ridland Wealth Management a scam or clone?
Ridland Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ridland Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Ridland Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ridland Wealth Management?
Companies House lists one person with significant control of Ridland Wealth Management: Miss Katherine Helen Ridland (75–100% of shares).
Who runs Ridland Wealth Management?
Companies House lists 2 directors of Ridland Wealth Management: Katherine Helen Ridland and Robert Forbes Ridland.
How long has Ridland Wealth Management been in business?
The company was formed on 1 February 2011.
Does Ridland Wealth Management use any other names?
It has previously used 3 other names: Forbes Ridland, Katie Ridland and The Ridland Practice.

Sources and links

The full report on Ridland Wealth Management Limited

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