Rivers Five Limited

Reference number: 932197

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Safe & Secure Insurance Services Limited Reference number: 300564 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Rivers Five Limited (FRN 932197) introduces customers to Safe & Secure Insurance Services Limited (FRN 300564). Any regulated advice or arranging is done by the principal, not Rivers Five.
  • Example: if Rivers Five refers you to a financial adviser, the advice should come from the principal firm, not from Rivers Five itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07704 907704

  • Address

    Autolink Unit 3, 273 Great Brickklin Street, Wolverhampton, WV3 0PT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07704 907704 is
  • Who else gives the postcode WV3 0PT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Safe & Secure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09066139
Company status
Active
Company type
Private limited company
Incorporated
2 June 2014 (12 years old)
Registered office
Autolink Unit 3 273 Great Brickklin Street, Wolverhampton, West Midlands, WV3 0PT
Nature of business
  • Repair of other equipment (SIC 33190)
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Manjinder Singh Susch Director Apr 1980 23 Mar 2026 9 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
3
still active
6

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£34.2k

+82% from £18.8k

Employees (average)

0

Same as 0

Owed within a year

£15.0k

+223% from £4,654

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09066139. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rivers Five’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2026

23 March 2026

  • Board replaced: its only director left and a new director took over

Companies House

2025

27 February 2025

  • Manjinder Susch gave up control
  • Susch Legacy Holdings Limited took control (75–100% of shares)

Companies House

2020

18 August 2020

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Manjinder Susch took control (75–100% of shares)

Companies House

2014

2 June 2014

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Rivers Five

Other firms of the same type (insurance broker), nearest first.

In the Wolverhampton (WV) postcode area

CTP Wealth Management LimitedWolverhamptonAppointed representativeD M Probert, J E Swinnerton & H M CainsBridgnorthAppointed representativeIknowa Consumer Code LimitedWolverhamptonAppointed representativeInvictus Active LimitedWolverhamptonAppointed representativeProvego LimitedBridgnorthAppointed representativeThe Mortgage Mogul LtdWolverhamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rivers Five

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Rivers Five Limited FCA authorised?
Rivers Five Limited (FRN 932197) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Rivers Five?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Rivers Five Limited (FRN 932197) introduces customers to Safe & Secure Insurance Services Limited (FRN 300564). Any regulated advice or arranging is done by the principal, not Rivers Five. Example: if Rivers Five refers you to a financial adviser, the advice should come from the principal firm, not from Rivers Five itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rivers Five’s phone number?
The FCA register lists the phone number 07704 907704 for Rivers Five. If you were given different contact details, use these to check with the firm before going any further.
Is Rivers Five a scam or clone?
Rivers Five is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rivers Five?
Protection works through Safe & Secure Insurance Services Limited, the principal firm responsible for Rivers Five's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rivers Five?
Rivers Five is owned by Susch Legacy Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 February 2025. Before that, it was controlled by Mr Manjinder Susch.
Who runs Rivers Five?
Companies House lists one director of Rivers Five: Manjinder Singh Susch.
How long has Rivers Five been in business?
The company was formed on 2 June 2014.
What do Rivers Five’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £34.2k (+82% from £18.8k).

Sources and links

The full report on Rivers Five Limited

£19.99 · Instant PDF download

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