RJW Mortgages Limited

Reference number: 1063449

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RJW Mortgages Limited (FRN 1063449) is an AR of HL Partnership Limited (FRN 303397). When you use RJW Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RJW Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07841 815837

  • Address

    11 Clyde Street, Carluke, Carluke, ML8 5BA, Scotland

In the full report: 2 background checks

  • What kind of line 07841 815837 is
  • Who else gives the postcode ML8 5BA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Maximus Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC773237
Company status
Active
Company type
Private limited company
Incorporated
20 June 2023 (3 years old)
Registered office
11 Clyde Street, Carluke, ML8 5BA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Walker Director Apr 1981 20 Jun 2023 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

−£7,043

Down £2,635 from −£4,408

Employees (average)

2

Same as 2

Owed within a year

£19.8k

+107% from £9,576

Total equity is negative: on its last balance sheet the company owed £7,043 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC773237. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RJW Mortgages’s history from the FCA register and Companies House, newest first.

2026

17 September 2026

  • Became an appointed representative
  • Began trading as "Maximus Mortgages"

FCA register

2023

20 June 2023

  • Incorporated at Companies House
  • James Walker became the majority owner (50–75% of shares)
  • Roxzan McLeod became a part-owner (25–50% of shares)
  • James Walker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to RJW Mortgages

Other FCA-listed firms that share a director, phone number or address with RJW Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like RJW Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Carluke

PMI Protect LtdCarlukeAppointed representative

In the Motherwell (ML) postcode area

3 Sigma Financial Solutions LtdHamiltonAppointed representativeA C Mortgage and ProtectionHamiltonAppointed representativeAimee Kyle Mortgages LtdStrathavenAppointed representativeArrowhead Financial LtdAirdrieAppointed representativeEvery Mortgage Matters LtdHamiltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RJW Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is RJW Mortgages Limited FCA authorised?
RJW Mortgages Limited (FRN 1063449) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RJW Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RJW Mortgages Limited (FRN 1063449) is an AR of HL Partnership Limited (FRN 303397). When you use RJW Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RJW Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RJW Mortgages’ phone number?
The FCA register lists the phone number 07841 815837 for RJW Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is RJW Mortgages a scam or clone?
RJW Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RJW Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for RJW Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RJW Mortgages?
Companies House lists 2 people with significant control of RJW Mortgages: Mr James Walker (50–75% of shares) and Roxzan McLeod (25–50% of shares).
Who runs RJW Mortgages?
Companies House lists one director of RJW Mortgages: James Walker.
How long has RJW Mortgages been in business?
The company was formed on 20 June 2023.
What do RJW Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of −£7,043 (down £2,635 from −£4,408).
Does RJW Mortgages use any other names?
It trades as Maximus Mortgages.

Sources and links

The full report on RJW Mortgages Limited

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