Ryder & Dutton (Financial Services) Limited

Reference number: 414487

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ryder & Dutton (Financial Services) Limited (FRN 414487) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Ryder & Dutton (Financial Services)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ryder & Dutton (Financial Services), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ryder-dutton.co.uk first appeared online, and whether it can receive email
  • What kind of line 0113 258 7698 is, and the other firm that gives it
  • Who else gives the postcode LS16 6QY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • MAB Financial Planning Trading name: A name it trades under now.
  • Mortgage Advice Bureau Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 1999 (27 years old)
Registered office
Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Brian Manning Director Nov 1981 16 Aug 2021 13 other companies
Paul Leonard Aitchison Director Jul 1979 31 Oct 2025 241 other companies
Michael Brian Cook Director Jun 1983 31 Oct 2025 108 other companies
OAKWOOD CORPORATE SECRETARY LIMITED Corporate secretary Not published 31 Oct 2025 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
246
closed down
67
are FCA-registered
15

In the full report: all 246 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register, including one no longer authorised
  • The 107 companies these 3 directors run together
  • All 19 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2020Full accountsNot audited

Net assets

£284k

No earlier figure to compare

Cash at bank

£104k

No earlier figure to compare

Employees (average)

16

No earlier figure to compare

Owed within a year

£707k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03816535. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ryder & Dutton (Financial Services)’s history from the FCA register and Companies House, newest first.

2021

16 August 2021

  • Board replaced: all 4 directors left and 4 new directors took over

Companies House

2016

1 July 2016

  • Edge View Holdings Limited took control (75–100% of shares)

Companies House

2004

25 November 2004

  • Became an appointed representative

FCA register

1999

29 July 1999

  • Incorporated at Companies House

Companies House

In the full report: all 41 events

  • All 41 events in its history (4 shown here)
  • Every director appointment and resignation: 35
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Firms connected to Ryder & Dutton (Financial Services)

Other FCA-listed firms that share a director, phone number or address with Ryder & Dutton (Financial Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Ryder & Dutton (Financial Services)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leeds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ryder & Dutton (Financial Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 246 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 41 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ryder & Dutton (Financial Services) Limited FCA authorised?
Ryder & Dutton (Financial Services) Limited (FRN 414487) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ryder & Dutton (Financial Services)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ryder & Dutton (Financial Services) Limited (FRN 414487) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Ryder & Dutton (Financial Services)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ryder & Dutton (Financial Services), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ryder & Dutton (Financial Services)’s phone number and website?
The FCA register lists the phone number 0113 258 7698 and the website ryder-dutton.co.uk for Ryder & Dutton (Financial Services). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Ryder & Dutton (Financial Services) a scam or clone?
Ryder & Dutton (Financial Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ryder & Dutton (Financial Services)?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Ryder & Dutton (Financial Services)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ryder & Dutton (Financial Services)?
Ryder & Dutton (Financial Services) is owned by Edge View Holdings Limited, which holds 75–100% of shares, since 1 July 2016.
Who runs Ryder & Dutton (Financial Services)?
Companies House lists 3 directors of Ryder & Dutton (Financial Services): Mark Brian Manning, Paul Leonard Aitchison and Michael Brian Cook.
How long has Ryder & Dutton (Financial Services) been in business?
The company was formed on 29 July 1999.
What do Ryder & Dutton (Financial Services)’s latest accounts show?
Its latest accounts, to 31 December 2020, show net assets of £284k (no earlier figure to compare) and cash at bank of £104k (no earlier figure to compare).
Does Ryder & Dutton (Financial Services) use any other names?
It trades as MAB Financial Planning and Mortgage Advice Bureau.

Sources and links

The full report on Ryder & Dutton (Financial Services) Limited

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