Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1999
- Accounts filed up to 31 December 2020
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ryder & Dutton (Financial Services) Limited (FRN 414487) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Ryder & Dutton (Financial Services)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ryder & Dutton (Financial Services), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Norhern Estate Agencies Group, Caledonia House, Redvers Close, Leeds, Yorkshire, LS16 6QY, United Kingdom
In the full report: 3 background checks
- When ryder-dutton.co.uk first appeared online, and whether it can receive email
- What kind of line 0113 258 7698 is, and the other firm that gives it
- Who else gives the postcode LS16 6QY
Other names (2)
If you were contacted under any of these names, it is this firm.
- MAB Financial Planning Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03816535 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 1999 (27 years old)
- Registered office
- Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Brian Manning | Director | Nov 1981 | 16 Aug 2021 | 13 other companies |
| Paul Leonard Aitchison | Director | Jul 1979 | 31 Oct 2025 | 241 other companies |
| Michael Brian Cook | Director | Jun 1983 | 31 Oct 2025 | 108 other companies |
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 31 Oct 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 246
- closed down
- 67
- are FCA-registered
- 15
In the full report: all 246 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 15 on the FCA register, including one no longer authorised
- The 107 companies these 3 directors run together
- All 19 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£284k
No earlier figure to compare
Cash at bank
£104k
No earlier figure to compare
Employees (average)
16
No earlier figure to compare
Owed within a year
£707k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03816535. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ryder & Dutton (Financial Services)’s history from the FCA register and Companies House, newest first.
2021
16 August 2021
- Board replaced: all 4 directors left and 4 new directors took over
Companies House
2016
1 July 2016
- Edge View Holdings Limited took control (75–100% of shares)
Companies House
2004
25 November 2004
- Became an appointed representative
FCA register
1999
29 July 1999
- Incorporated at Companies House
Companies House
In the full report: all 41 events
- All 41 events in its history (4 shown here)
- Every director appointment and resignation: 35
Firms connected to Ryder & Dutton (Financial Services)
Other FCA-listed firms that share a director, phone number or address with Ryder & Dutton (Financial Services). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- no longer authorised
- 1
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Ryder & Dutton (Financial Services)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ryder & Dutton (Financial Services)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 246 other companies its directors have run, named
- 3 background checks on its contact details
- All 41 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk