S B Radia & P Vaid

Reference number: 723071

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Appointed representative

S B Radia & P Vaid does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • S B Radia & P Vaid (FRN 723071) is an AR of Chrysalis Finance Limited (FRN 631193). When you use S B Radia & P Vaid's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from S B Radia & P Vaid, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dentalcaregroup.org first appeared online, and whether it can receive email
  • What kind of line 020 8427 2264 is, and the other firm that gives it
  • Who else gives the postcode HA2 6ED
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Felmores Dental Care Trading name
  • Imperial Dental Care Trading name
  • South Benfleet Dental Care Trading name
  • Ladbroke Grove Dental Former trading name
  • Ladbroke Grove Dental Care Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

S B Radia & P Vaid’s history from the FCA register and Companies House, newest first.

Key events (1) All events (8)

2015

26 October 2015

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (1 shown here)
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Firms connected to S B Radia & P Vaid

Other FCA-listed firms that share a director, phone number or address with S B Radia & P Vaid. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like S B Radia & P Vaid

Other firms of the same type (credit broker), nearest first.

In Harrow

Amit SonejiHarrowAppointed representativeConsultancy 22 LtdHarrowAppointed representativeDharmendra RabadiaHarrowAppointed representativeDr Prashant Amin & Dr Ketan KotharyHarrowAppointed representativeFiona Josephine MillenHarrowAppointed representativeHarrow Smile ClinicHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S B Radia & P Vaid

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is S B Radia & P Vaid FCA authorised?
S B Radia & P Vaid (FRN 723071) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for S B Radia & P Vaid?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S B Radia & P Vaid (FRN 723071) is an AR of Chrysalis Finance Limited (FRN 631193). When you use S B Radia & P Vaid's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from S B Radia & P Vaid, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is S B Radia & P Vaid’s phone number and website?
The FCA register lists the phone number 020 8427 2264 and the website dentalcaregroup.org for S B Radia & P Vaid. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is S B Radia & P Vaid a scam or clone?
S B Radia & P Vaid is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S B Radia & P Vaid?
Protection works through Chrysalis Finance Limited, the principal firm responsible for S B Radia & P Vaid's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does S B Radia & P Vaid use any other names?
It trades as Felmores Dental Care, Imperial Dental Care and South Benfleet Dental Care. It has previously used 2 other names: Ladbroke Grove Dental and Ladbroke Grove Dental Care.

Sources and links

The full report on S B Radia & P Vaid

£19.99 · Instant PDF download

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