SA Specialist Cars SOT Ltd

Reference number: 974567

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Forward Asset Finance Limited Reference number: 630723 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SA Specialist Cars SOT Ltd (FRN 974567) is an AR of Forward Asset Finance Limited (FRN 630723). When you use SA Specialist Cars SOT's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SA Specialist Cars SOT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When saspecialistcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07908 729568 is
  • Who else gives the postcode ST3 7HW
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • SA Specialist Cars Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Forward Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SA SPECIALIST CARS SOT LIMITED
Company number
14018513
Company status
Active
Company type
Private limited company
Incorporated
1 April 2022 (4 years old)
Registered office
148-152 Lichfield Street, Stoke-On-Trent, ST1 3DS, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Shoaib Asif Director Dec 2000 1 Apr 2022 2 other companies
Asif Naseem Director Mar 1972 1 Apr 2022 1 other company
Asif Naseem Secretary Not published 1 Apr 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£80.6k

+235% from £24.1k

Cash at bank

£0

−100% from £4,208

Employees (average)

1

−50% from 2

Owed within a year

£431k

No earlier figure to compare

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14018513. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SA Specialist Cars SOT’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

25 April 2022

  • Became an appointed representative

FCA register

1 April 2022

  • Incorporated at Companies House
  • Asif Naseem became the majority owner (50–75% of shares)
  • Shoaib Asif became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like SA Specialist Cars SOT

Other firms of the same type (car dealer), nearest first.

In Stoke-on-Trent

Lookers MB LimitedStoke-On-TrentAppointed representativePinkstone Cars LimitedStoke-on-TrentAppointed representativeMc Vehicle Finance LimitedStoke-On-TrentAppointed representativeEj's Cars LimitedStoke-on-TrentAppointed representativeGeorge Rhodes & Sons LimitedStoke-on-TrentAppointed representativeHoldcroft North Staffs LimitedStoke-On-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SA Specialist Cars SOT

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is SA Specialist Cars SOT Ltd FCA authorised?
SA Specialist Cars SOT Ltd (FRN 974567) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SA Specialist Cars SOT?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SA Specialist Cars SOT Ltd (FRN 974567) is an AR of Forward Asset Finance Limited (FRN 630723). When you use SA Specialist Cars SOT's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SA Specialist Cars SOT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SA Specialist Cars SOT’s phone number and website?
The FCA register lists the phone number 07908 729568 and the website saspecialistcars.co.uk for SA Specialist Cars SOT. If you were given different contact details, use these to check with the firm before going any further.
Is SA Specialist Cars SOT a scam or clone?
SA Specialist Cars SOT is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SA Specialist Cars SOT?
Protection works through Forward Asset Finance Limited, the principal firm responsible for SA Specialist Cars SOT's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SA Specialist Cars SOT?
Companies House lists 2 people with significant control of SA Specialist Cars SOT: Mr Asif Naseem (50–75% of shares) and Mr Shoaib Asif (25–50% of shares).
Who runs SA Specialist Cars SOT?
Companies House lists 2 directors of SA Specialist Cars SOT: Shoaib Asif and Asif Naseem.
How long has SA Specialist Cars SOT been in business?
The company was formed on 1 April 2022.
What do SA Specialist Cars SOT’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £80.6k (+235% from £24.1k) and cash at bank of £0 (−100% from £4,208).
Does SA Specialist Cars SOT use any other names?
It trades as SA Specialist Cars.

Sources and links

The full report on SA Specialist Cars SOT Ltd

£19.99 · Instant PDF download

Loading secure checkout…